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Cost of living crisis, fact or fiction? (208 posts / 6,262 views)
Teddybare
Posts: 994
Post #1 4 Dec 2022 21:29
0
Anyone seeing it?

Is it just the Left trying to drag everyone to their level?

Anyone seeing the nail bars closing? Are the EE'S closing them car wash outlets? Are takeaways closing their doors?
Seeing plenty of houses with their Christmas lights?

Crisis my arse, interest rates still lower than 95, looks like the Left and the WOKE folk just can't cope.

It's an example of the Left trying to destabilise the country, what we see today is nothing different than most have seen in their lifetime.

Remember people like Mal don't like u earning more than people like Mal 🤣

Anyone got any proof?
james007pond james007pond
Posts: 1,214
Post #2 4 Dec 2022 22:34
0
In reply to Post #1
Most houses down my road are getying work done to them.

Did laught todsy though when the mrs read some where people are struggling so much there eating there dogs food. Surley not

Things do seem more expensive like food shopping. But otyer than that no chnage?
Stokebloke Stokebloke
Posts: 597
Post #3 4 Dec 2022 22:39
0
In reply to Post #2
Yes I saw that, the Welsh apparently so poor they're eating dog food. Always thought that was normal for them.
Goose Goose
Posts: 12,901
Post #4 5 Dec 2022 00:39
0
In reply to Post #1
Mortgages going up, fuel prices very high, food prices going up along with everything else bar wages dso logic would say those that were on the bread line must be struggling and those that had a little spare each month are probably looking at cutting back. Personally I know a tackle shop owner, a fish and chip shop owner and an Indian restaurant owner and all day costs have risen dramatically recently and customers are spending less but you would have to be blind not to have noticed the rise in prices.
RKB
Posts: 1,731
Post #5 5 Dec 2022 08:33
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In reply to Post #1
Ranting on the internet after a Sunday night p*ss up again.
tazi tazi
Posts: 4,859
Post #6 5 Dec 2022 09:45
0
12 hour shift followed by visiting the food bank for a meal.
Goose Goose
Posts: 12,901
Post #7 5 Dec 2022 10:51
0
In reply to Post #6
Is that a night shift on the bank .
tazi tazi
Posts: 4,859
Post #8 5 Dec 2022 11:36
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In reply to Post #7


It'll soon be a night shift at the bank.
Teddybare
Posts: 994
Post #9 5 Dec 2022 12:47
0
In reply to Post #5
Not really, sat in the boozer and my mates were saying something similar to the post below about a lot of people getting various projects done, new drives, kitchens etc
Without doubt food has rocketed, in part probably a bit of profiteering from the supermarkets.

They all said they hadn't noticed a drop off in their businesses, I think its coming though.
RKB
Posts: 1,731
Post #10 5 Dec 2022 13:01
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In reply to Post #9
Given how long it takes to get a decent tradesman to come and do a job, could be that there's work going on for jobs that were priced up ages ago. I got £4k worth of roof work quoted in Feb by my preferred roofer and it's still not been done; I'd expect that quote would be higher if it was being provided today.

If you're in a fairly secure position then it might be easy to to say "it doesn't seem that bad" but if you're on the breadline, it's another story. Food up, energy up, mortgages / rent up, fuel up....this all invariably leads to a reduction in disposable income and if you didn't have much in the first place, then it starts forcing people to choose between essentials, which should never have to happen in a country like this.
sbbaron sbbaron
Posts: 239
Post #11 5 Dec 2022 15:02
0
In reply to Post #1
Saw a woman on telly the other day moaning about not being able to afford food whilst wearing 150 quids of airhead boot's and about 4 stone overweight
Teddybare
Posts: 994
Post #12 5 Dec 2022 20:05
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In reply to Post #10
Things that were a treat or a luxury 20 years ago aren't anymore people just expect them these days. Netflix, Disney +, Amazon TV etc etc, I know people paying a 100 notes a month for all this and multiroom etc, they must be mad.
mal mal
Posts: 8,986
Post #13 5 Dec 2022 21:24
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In reply to Post #1
**** me

A run before I even baited up

Obsessed much?

Just wondering, when you dream about me, am I wearing the gimp suit or are you?

How many threads are you going to start with some juvenile comments about 'the left' or 'woke'?

Stuff costs more. Inflation is rising higher than wages. Its not rocket science is it?
JasonM JasonM
Posts: 1,764
Post #14 5 Dec 2022 21:31
0
In reply to Post #12
Yep a decade of low interest rates have lead folk into a false security. Those of us that have had mortgages for more than 20 years / paid them off accepted around 6% was the normal rate and I remember the pain in the 90s.

If it gets really bad folk can go interest only for a few years ?

Builders where I live have plenty / too much work and folk where I live are still getting work done - so the prices can't all be that bad ?

Yes there are folk struggling for various reasons but I'm not sure if it's actually any worse ?
The shopping centres are still busy, post xmas retail figures will be interesting.

I still think interest rates are affordable.
stuart666 stuart666
Posts: 4,779
Post #15 5 Dec 2022 22:05
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In reply to Post #14
You cant compare interest rates from the 90's being higher than they are now because even an interest rate of 12% in the 90's is still not as bad as paying 5% now solely because houses were so cheap back then. Average house price in the uk in 1991 was 57k average house price now is 300k. So all this rubbish people talk about how high interest rates were 30 years is a load of rubbish.
ocelot ocelot
Posts: 1,802
Post #16 5 Dec 2022 22:05
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In reply to Post #13
It's so funny you get under his thin skin without even posting 🤣. Defo pissed RKB, no way he's got mates. So probably randomers he's mithering in a pub that'll say anything to get shut.


40% of UK working population don't have enough tucked under the bed to last a month without income. 10% have zero saving at all. Pretty big numbers for the rubber heads to make a rational fist of regards interest rates. Still they try though

#15 you'll get nowhere with these talking sense like that mate.
stuart666 stuart666
Posts: 4,779
Post #17 5 Dec 2022 22:07
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In reply to Post #12
I wish it was £100, i think i must pay around £140 for all my tv, broadband and music subscriptions.
JasonM JasonM
Posts: 1,764
Post #18 5 Dec 2022 22:17
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In reply to Post #15
I can remember in the 90s plenty of friends who gave their keys to the bank because they couldn't afford their mortgage. That actually happened we have no evidence of it happening today do we ?

The problem I guess is partly due to the obsession of homeownership in the UK.

I've some friends in Germany and they've been renters all their life.

I read that back in 2000 Uk home ownership was 70% of the population today around 60% perhaps the UK will transition to the German model in the next decade or so ?
stuart666 stuart666
Posts: 4,779
Post #19 5 Dec 2022 22:17
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In reply to Post #16
“ 15 you'll get nowhere with these talking sense like that mate “
😀
ocelot ocelot
Posts: 1,802
Post #20 5 Dec 2022 22:23
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In reply to Post #18
Unearned income landlord's/ housebuilders and 12 years of this government missing affordable housing target's (they set themselves 🤢 ) will have that effect.
stuart666 stuart666
Posts: 4,779
Post #21 5 Dec 2022 22:24
0
In reply to Post #18
I have property that i rent out and the the rental market is crazy at the minute.
JasonM JasonM
Posts: 1,764
Post #22 5 Dec 2022 22:45
0
In reply to Post #21
Yes with rates where they are now and perhaps will be like this for some time now, it does look like the UK is simply transitioning away from home ownership, which would not necessarily be a bad thing.
mal mal
Posts: 8,986
Post #23 5 Dec 2022 23:03
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In reply to Post #22
As already said by Stuart, the rental market is crazy too. For too many people rent is even more than the equivalent mortgage as supply and demand is in favour of landlords. Rent prices soar just as mortgages do.

It's a market that's been rife with unscrupulous owners exploiting trapped families. Now the balance is starting to shift, honest landlords are selling up and getting out of it.

Of course, if you can claim for that London second residence you probably don't see all of this...

And ocelot... funny is one way of putting it. I'm veering toward plain weird...
Vanhorne
Posts: 319
Post #24 6 Dec 2022 01:38
0
Perhaps newlyweds can get a free hotel starter pack too 🤔?
JasonM JasonM
Posts: 1,764
Post #25 6 Dec 2022 11:54
0
In reply to Post #15
If I look back 5 years ago houses where I live prices have doubled, clearly folk didn't want to accept the days of affordability with home ownership had gone (were sucked into cheap mortgage deals thinking it will be ok and now blaming the government) spawning the birth of the renting generation in the UK.

Unless some property crash comes which I doubt it folk will just have to accept the change.
framey framey
Posts: 5,319
Post #26 6 Dec 2022 12:33
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In reply to Post #23
I'm not a leftie
but
I don't think anyone should be allowed to own more than 1 house
Then the inflated prices would not be anywhere near where they are now
mal mal
Posts: 8,986
Post #27 6 Dec 2022 17:08
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In reply to Post #26
I'm not a leftie either. (Don't believe everything you read on the Internet from untrustworthy sources)

I wouldn't go so far as dictates on ownership, but there are a lot of unfair practices linked to the housing / rental / property sector and I'm all about fairness
framey framey
Posts: 5,319
Post #28 6 Dec 2022 17:16
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In reply to Post #27
My comments were just my own generalisations really
Liberal Tory labour green Liverpool arsenal spurs or Fulham remainer leaver jabbed or un jabbed I don't care what religion anyone is lol



Teddybare
Posts: 994
Post #29 6 Dec 2022 23:17
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In reply to Post #16
I chucked a bit of bait out and got repeat captures.
mal mal
Posts: 8,986
Post #30 6 Dec 2022 23:21
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In reply to Post #28
Teddybare
Posts: 994
Post #31 6 Dec 2022 23:22
0
In reply to Post #15
Your post is very true but to add balance and tell the whole story mortgage terms have been lengthened both in the short (fixed) and long term.

10 year fixes didnt exist in the 90s.
30 - 40 year mortgages didn't exist either, back then it was pretty much 25 years and that's it.

I believe whole of life mortgages are on the rise in the USA expect the same to happen here.
Wayne Wayne
Posts: 18,776
Post #32 7 Dec 2022 10:17
0
Price of a barrel of oil is low = inflated prices by refinery's clawing back 2 years of lost income.
Wholesale Gas prices are back to normal = energy companies inflating prices for the long term.
Food prices are high = inflated by the war in the Ukraine which doesn't affect half of the foods being pushed up.

It's a massive push for the climate rubbish that's coming down the track!!! Or part 2 of the world being changed........Covid was part 1

Anyone seen the fallout of the Biden family / twitter scandal that made sure Trump wasn't re elected.......
Goose Goose
Posts: 12,901
Post #33 7 Dec 2022 10:21
0
In reply to Post #31
Whole life mortgage are available here. Also in the eighties you could only get a mortgage for three times the main wage earners salary and one and a half times the partners and had to prove salary via tax .
RKB
Posts: 1,731
Post #34 7 Dec 2022 10:56
0
In reply to Post #32
Oil is certainly lower per BBL, but pump prices remain unchanged, largely due to supermarkets skimming off the top. Wait til the 23% increase in duty kicks in next year.

Wholesale gas prices are not back to normal, they're 10x higher than a recent low in May 2020 and still higher than at pretty much any point in the last 10 years.

Brexit imports, supply chains and the effect on consumer prices have hit food hard, inflation (+ war etc) has compounded it even further.
jhhilton1983 jhhilton1983
Posts: 1,945
Post #35 7 Dec 2022 11:18
0
In reply to Post #32
Brent crude is still the highest it has been in 10 years. The Opec Cartel agreed to reduce output recently to stabilise he price. Totally agree on the fact that the refineries are still maintaining a healthy margin.

Gas is dropping to still only to winter prices just before the Ukraine invasion. Again the main energy companies will still be maintaining a healthy margin.

Food prices rise as they are commodities and the fact the energy used to produce, transport and process them has risen in line with - business is not as sheltered from the energy increases as the domestic market so they have to add the cost to the sale price.

I hope that when major oil companies & energy companies come out with record profits again next year it spurns on some real change in politics to even out the playing field with whom they aim to tax to achieve there mandates



Wayne Wayne
Posts: 18,776
Post #36 7 Dec 2022 13:21
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In reply to Post #34
Where are you seeing Gas prices......? From March to September they were low, then a spike happened in October before falling again massively.........we're told it's bought 6 months in advance so will we see a drastic fall in March? No it's going up again......

OPEC Cartel is ok, Colombian ones are not.......go figure.......
Stokebloke Stokebloke
Posts: 597
Post #37 7 Dec 2022 15:13
0
In reply to Post #32
Climate Lockdowns.
Another 'Conspiracy Theory' about to come true.
Anyone on here live in Oxford? How do you feel about what is about to happen?
Very interesting situation.
Wayne Wayne
Posts: 18,776
Post #38 7 Dec 2022 15:20
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In reply to Post #37
470 billion of free “printed” money into the economy is now starting to effect us more than anything.......

Anyone tried withdrawing a large sum of cash from a bank recently......
framey framey
Posts: 5,319
Post #39 7 Dec 2022 15:22
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In reply to Post #38
No but I did try putting a large sum in there recently and they didn't want to take it lol
Greybeard54
Posts: 310
Post #40 7 Dec 2022 16:33
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In reply to Post #37
"Conspiracy Theorist" = somebody who sees the truth,, long before everyone else.
Teddybare
Posts: 994
Post #41 7 Dec 2022 16:49
0
In reply to Post #33
Yep, forgot the multiples had increased too.

Don't forget the self cert mortgages that a lot of liers took out on interest only, they're in for a shock.
Teddybare
Posts: 994
Post #42 7 Dec 2022 16:53
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In reply to Post #37
Whats happening?
Greybeard54
Posts: 310
Post #43 7 Dec 2022 17:53
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In reply to Post #42
Oxford City Council proposal: Use your vehicle to leave your designated area more than 100 times a year and you will be fined.

Oxford City Council proposal is: Any household with 3 vehicles get just 33 excursions p.a. before paying fines.

Oxford, bear in mind that it's a university town, stuffed with students who have been indoctrinated with woke, cancel-culture, history revisionism and climate catastrophism. By the time they graduate they will be normalised to this kind of dystopian authoritarianism. And many of them will go on to work in national and local government and the civil service. It's not hard to see why Oxford has been targeted as a Great Reset pioneer city. It's a soft target with a pre-groomed population.
Tinhead Tinhead
Posts: 17,089
Post #44 7 Dec 2022 18:08
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In reply to Post #43
There's a bit about Oxford in this thread post #198 LINK
Teddybare
Posts: 994
Post #45 7 Dec 2022 18:13
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In reply to Post #43
That's rather scary, Left Wing council I note, say no more.
Tinhead Tinhead
Posts: 17,089
Post #46 7 Dec 2022 18:21
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In reply to Post #45
Canterbury
JasonM JasonM
Posts: 1,764
Post #47 7 Dec 2022 19:21
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In reply to Post #45
Oxford terrible place..

https://www.bbc.co.uk/news/uk-england-oxfordshire-51467518
mal mal
Posts: 8,986
Post #48 7 Dec 2022 20:45
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In reply to Post #40


Or ... someone who sets up multiple accounts on a carp forum to become their own echo chamber....



Greybeard54
Posts: 310
Post #49 7 Dec 2022 21:36
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In reply to Post #48
do you have proof of that?? or is it just a theory?
RKB
Posts: 1,731
Post #50 8 Dec 2022 07:57
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In reply to Post #43
More tin foil hats needed.
Wayne Wayne
Posts: 18,776
Post #51 8 Dec 2022 12:43
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In reply to Post #50
Out of interest RKB how do you feel about the stop oil protesters.....
RKB
Posts: 1,731
Post #52 8 Dec 2022 13:58
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In reply to Post #51
Given that the Govt. has just approved the opening of a new coal mine despite promises at previous climate summits to "consign coal to history" , I feel we're going to see a lot more of them in the future.
Teddybare
Posts: 994
Post #53 8 Dec 2022 15:46
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In reply to Post #52
Hopefully the government bring in a shoot on sight law.
JasonM JasonM
Posts: 1,764
Post #54 8 Dec 2022 16:25
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In reply to Post #51
Fireworks worked well on the dartboard crossing.

I think public opinion is starting to wane and they know it....
Tinhead Tinhead
Posts: 17,089
Post #55 8 Dec 2022 16:28
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In reply to Post #52
I could have got this wrong but I thought I heard this coal will be used as an essential ingredient in steel making rather than power production.

We still import coal, surely it makes sense to mine our own rather than bring it over from countries like Australia, no need to make coal use worse than it is. Better to create UK jobs, was it 500 I heard?

Same with buying fracking gas from the USA. All that power needed to liquify it, ship it, de-liquify before we can use it. Burning gas may not the greenest form of power but let's not make that worse either.
RKB
Posts: 1,731
Post #56 8 Dec 2022 16:39
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In reply to Post #55
There's pros and cons with it, I'd personally err on the side of it being the wrong thing to do. I'd be interested to see where they recruit the miners from. But regardless of what you or I think about it, from a climate change point of view, it's a backwards move, continues the trajectory of Britain looking idiotic on the world stage, and green activists everywhere are going to hate it.
Tinhead Tinhead
Posts: 17,089
Post #57 8 Dec 2022 17:14
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In reply to Post #56
Whether we agree with it or not we are working towards carbon neutral.
What's the chances that when we import fracked gas and coal we don't count the carbon footprint it leaves to get here as ours but it belongs to someone else. Very high I think.
RKB
Posts: 1,731
Post #58 8 Dec 2022 17:32
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In reply to Post #57
It's all smoke (excuse the pun) and mirrors when you consider all of the carbon offsetting that goes on aswell.
Tinhead Tinhead
Posts: 17,089
Post #59 8 Dec 2022 17:35
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In reply to Post #58
I'm sure that's the case. That's why to me it doesn't make sense to import stuff we already have.
Wayne Wayne
Posts: 18,776
Post #60 8 Dec 2022 18:22
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In reply to Post #52
Can you answer the question.....

I say fire up all the coal mines we have available..........buy a V8 and stick two fingers up to Greta and the Green Agenda........
Teddybare
Posts: 994
Post #61 8 Dec 2022 18:36
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In reply to Post #60
You'd be bang in trouble if you stuck two fingers up Greta
JasonM JasonM
Posts: 1,764
Post #62 8 Dec 2022 18:38
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In reply to Post #60
Yes into the Thunderdome !
RKB
Posts: 1,731
Post #63 8 Dec 2022 19:03
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In reply to Post #60
You don't "fire up" coal mines, Wayne.
Tinhead Tinhead
Posts: 17,089
Post #64 8 Dec 2022 19:24
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In reply to Post #63
That's a bit pedantic, fire up can have a number of meanings.
To set fire
Enthusiastic
Liven
Excited
Angry



RKB
Posts: 1,731
Post #65 8 Dec 2022 19:25
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In reply to Post #64
Yeah, but Wayne meant it literally.

Let's "liven" coal mines. FFS - that's pedantic.
Tinhead Tinhead
Posts: 17,089
Post #66 8 Dec 2022 19:41
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In reply to Post #65
We don't have to agree with what Wayne said but we all knew what he meant.
To pull someone up on it is nit picking. If your intention was to disagree then you could've done better IMO.

Anyway enough of the tangents, let's get back on topic.
RKB
Posts: 1,731
Post #67 8 Dec 2022 19:47
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In reply to Post #66
If anyone is nitpicking here, it's you.

But yeah, let's move on.
mal mal
Posts: 8,986
Post #68 8 Dec 2022 19:47
0
The coal mine is primarily to create fuel for steel making. Ignoring the fact that the two biggest steel manufacturers in the UK have said that by 2030 they'll be using less than 10% of that particular fuel in their processes.

So...

Given that it's a lame duck...

How long before the revelation that some tory peer / donor / wife's shell company is in line to make a few hundred million from it?
Teddybare
Posts: 994
Post #69 8 Dec 2022 20:24
0
In reply to Post #68


RKB
Posts: 1,731
Post #70 8 Dec 2022 20:31
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In reply to Post #69
You know it's coming.
Tinhead Tinhead
Posts: 17,089
Post #71 8 Dec 2022 20:34
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In reply to Post #68
Let's import it from Australia then.
And to think you voted Green.
RKB
Posts: 1,731
Post #72 8 Dec 2022 20:36
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In reply to Post #71
I'm significantly involved with massive imports from Australia, and I'll tell you unequivocally - it's not Coal.
RKB
Posts: 1,731
Post #73 8 Dec 2022 20:36
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In reply to Post #71
DP
Teddybare
Posts: 994
Post #74 8 Dec 2022 20:37
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In reply to Post #70
At least it will give Arthur Scargill a new lease of life.
Teddybare
Posts: 994
Post #75 8 Dec 2022 20:40
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In reply to Post #72
Fosters?
RKB
Posts: 1,731
Post #76 8 Dec 2022 20:41
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In reply to Post #75
I think that's brewed in Slough (Berks).
Teddybare
Posts: 994
Post #77 8 Dec 2022 20:43
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In reply to Post #76
Not even sure if its brewed.
framey framey
Posts: 5,319
Post #78 8 Dec 2022 21:02
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In reply to Post #61
Isn't she off age now ??
Lol
mal mal
Posts: 8,986
Post #79 8 Dec 2022 21:04
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In reply to Post #71
Or not import it at all as it's a pointless investment. The steel companies can get what they need - as outlined, in decreasing measures- already.

I'm surprised none of the experts in UK manufacturing on here haven't pointed it out already...

Someone will be making money off it. Otherwise why break (another) manifesto pledge?


Another tory peer going to step down in order to 'clear their name'?


Tinhead Tinhead
Posts: 17,089
Post #80 8 Dec 2022 21:59
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In reply to Post #79
Yes let's not import any coal or any other forms of energy.
Let's be self sufficient.
mal mal
Posts: 8,986
Post #81 8 Dec 2022 22:05
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In reply to Post #80
Or.... even better.... let's actually invest in renewable energy
JasonM JasonM
Posts: 1,764
Post #82 8 Dec 2022 22:43
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In reply to Post #68
Open till 2049 lovely a year later net zero 👍🏼
Tinhead Tinhead
Posts: 17,089
Post #83 8 Dec 2022 23:10
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In reply to Post #81
Looks like that is what is going to happen. What is important is energy security and if that path means using our own non green sources on the way to fully green then we should, importing non green from elsewhere doesn't make sense to me.
JasonM JasonM
Posts: 1,764
Post #84 9 Dec 2022 07:28
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In reply to Post #83
Indeed what are folk recharging their electric and hybrid cars on butterflies ?

It will de decades till we get rid of fossil fuels.
Of course as the lefties will say all the tories fault.
RKB
Posts: 1,731
Post #85 9 Dec 2022 07:28
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In reply to Post #83
We'll get far better energy security by re-instating the previously retired mass storage solutions for natural gas, so that we don't have to export to the continent, have them store it for us, and then have to buy it back for more. Greater investment in renewables; wind, solar and hydro. There's so many options! Except we went for the dirtiest one.
RKB
Posts: 1,731
Post #86 9 Dec 2022 07:33
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In reply to Post #84
It's actually not a partisan issue, at least it shouldn't be; the Tories won't save us, nor will Labour (the Greens might) - this requires long term vision, planning, investment and implementation for the benefit of everyone regardless of political persuasion. Empty manifesto promises that simply try to get one party or the other over the line during an election don't make any difference; if you live on a flood plain, your house is still getting wet regardless of which box you ticked.
Wayne Wayne
Posts: 18,776
Post #87 9 Dec 2022 08:58
0
In reply to Post #65
Yeah, but Wayne meant it literally.

Come on RKB......

In answer to the initial question raise by TB........There is no cost of living crisis.....There is simply Greedy Corps who could change it tomorrow but simply wont.......Corps and banks run the world......sure i have said that before!
RKB
Posts: 1,731
Post #88 9 Dec 2022 09:02
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In reply to Post #87
Semantics! The people using food banks, unable to afford the energy that powers their kids medical equipment, or people who have to go to communal warm spaces are finding that life is becoming more and more difficult to afford. Yes, greedy corporations are to blame, but then so is the Govt., so is Covid, so is Ukraine. What is more important though.....the cause, or the solution?
mal mal
Posts: 8,986
Post #89 9 Dec 2022 15:45
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In reply to Post #88
Yep

There is a crisis for many. The problem is that they are and have been for years the most disenfranchised and dismissed in a society that is increasingly selfish and living by the 'I'm alright jack' motto.

An uncaring, corrupt and out of touch government doesn't help of course...
Tinhead Tinhead
Posts: 17,089
Post #90 9 Dec 2022 15:51
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In reply to Post #89
Sounds like my council.
mal mal
Posts: 8,986
Post #91 9 Dec 2022 16:11
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In reply to Post #90
Sounds like lots of them. And unfortunately at the moment it sounds like lots of people voting for lots of mp's who will continue to look out for themselves and their friends

But we all know that right?

Sunak laughing about the Michelle Mone / ppe farce is very telling
Tinhead Tinhead
Posts: 17,089
Post #92 9 Dec 2022 16:36
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In reply to Post #91
And what my local mayor and his council do, no doubt runs upwards.
JasonM JasonM
Posts: 1,764
Post #93 9 Dec 2022 17:39
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In reply to Post #91
But have you not learnt anything.

I'm sure you put your faith in labour back when they were in power only to see them loose the election partly by the behaviour of some of the MPs whom were abusing their expenses.

Clearly and sadly in politics power corrupts...
mal mal
Posts: 8,986
Post #94 9 Dec 2022 17:53
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In reply to Post #93
Nope. As I said, don't believe all you read on the Internet from untrustworthy sources. I don't vote labour. It's entirely possible to see the faults in this sham of a government without being a labour voter. The expenses scandal was another example of corrupt politicians from all parties but it pales by comparison to what we've had lately.

I don't see how anyone can justify awarding a multi million pound ppe contract to a company, 5 days before it even existed, at increased rates per item, knowing that there were questions to be asked about conflicts of interest at the very least. And that's just one example.

They're appalling and anyone defending behaviour like above is either too gullible to see past the lies or too stubborn to admit they were duped.
JasonM JasonM
Posts: 1,764
Post #95 9 Dec 2022 18:01
0
In reply to Post #94
Sorry but I disagree as usual latest headline news about the tories and you are straight on it.

If we turn the clocks back to the expenses scandal which was more a labour issue, I recall emotions ran very high, didn't a number actually go to prison..?

Perhaps in your eyes that's no big deal ..or simply you wish to forget that unsavory incident.

As far as politicians are concerned we are all gullible for believing them.
mal mal
Posts: 8,986
Post #96 9 Dec 2022 18:10
0
In reply to Post #95
You can misquote me if you like. And live in the past if it helps you to ignore what's going on with our current government

The latest headline... latest in a list thats too long. how many will you need before you stop trying to deflect or excuse?

I was happy to tell my local Labour candidate that I wouldn't vote for someone involved in the expenses scam at the time. I'm not sure if any of them went to prison. Maybe some of the current mob should too eh?

JasonM JasonM
Posts: 1,764
Post #97 9 Dec 2022 18:30
0
In reply to Post #96
I'm not living in the past.
It is not about deflecting as I said at the start of this debate they are all the same.

If I go back 10 years I was probably as passionate as you.

It does not matter who is in who is out, nothing ever changes.

And to repeat I didn't vote last time either.
Teddybare
Posts: 994
Post #98 9 Dec 2022 19:30
0
In reply to Post #96
I do love how salty you are, really cracks me up

Did you find Jacob Rees Mogg nailing your bird? Because you have a propper chip on your shoulder you just cant shift
mal mal
Posts: 8,986
Post #99 9 Dec 2022 22:34
0
In reply to Post #98
You love everything about me spinbowler

That's why you can't go for more than two days without mentioning me in posts and threads whether I've commented or not

The chip on my shoulder is a corrupt, lying, nasty government

Yours is a bloke on a fishing forum who you've never met but can't stop obsessing about...

I'd be flattered if it wasn't so very weird
Teddybare
Posts: 994
Post #100 9 Dec 2022 22:49
0
In reply to Post #99
First off Ive no clue who Spinbowler is. I joined in because i was fed up with seeing the crap and lies you posted for years whilst trying to be everyones best friend.
You cant end a post without banging on about the government. If you didnt post so much inacurate rubbish I'd not have to reply.

I'm guessing your around mid 40's so most of your adult life there's been a Tory government (for a reason) youve tried to blame the government for everything, you need to have a look in the mirror mate Your obsessed, just cant shift that chip can you.

I'm not obsessed with you you just make me laugh, your great entertainment, i certainley dont love anything about you, I have very high standards.

As for fishing forums, I think you know as much about that as you do the real world

Dont be late for school Monday
RKB
Posts: 1,731
Post #101 10 Dec 2022 10:00
0
In reply to Post #100
So you signed up and created an account to start arguing with a long standing forum member that you have been monitoring for years, and it's actually Mal that is obsessed? Have I got that straight?
Teddybare
Posts: 994
Post #102 10 Dec 2022 10:43
0
In reply to Post #101
No as per usal you're wrong.

You sign up to forums TO argue, debate, put your point etc its the whole point of them.

Whats the longstanding part got to do with anythings?
I think I pointed out when I joined that it was clear the little gang in this section of the forum didn't like to be challenged, that's all changed, some balance has been added to certain subjects and threads. It's enjoyable watching Ocelot having his pants pulled down by Jason M 🤣

This little group had been getting away with posting false inaccurate rubbish for years, strange really when one is so called educated.

You're as bad at times but you've been put right so many times by Jason and others in recent months that your level of bs posts has dropped.

I have a lot of spare time so I enjoy the sport on here, its not an obsession 🙄

Why don't you start a thread that has 1700 views and over a 100 posts instead of just dripping ?
mal mal
Posts: 8,986
Post #103 10 Dec 2022 11:02
0
In reply to Post #101


'Tell me you're obsessed without telling me you're obsessed...'

And the pretence that he's 'never heard of spinbowler'

Maybe 'pharaoh' as the next made up name?

Teddybare
Posts: 994
Post #104 10 Dec 2022 11:11
0
In reply to Post #103
I think you might be obsessed with me 🙊🙉🙈

You've clearly had a past obsession with this other member🤩🤷

Ps, Ocelot will be here in a minute, he's your crutch, he always appears to back you up when you post, like a bad smell🤣🤣

I've noticed it happens so often whenever you post I'm beginning to wonder if you and him are the same person 🤔
RKB
Posts: 1,731
Post #105 10 Dec 2022 11:44
0
In reply to Post #102
You've literally admitted to signing up to argue with Mal. Not sure why you're trying to claim otherwise now it's been highlighted.

You're as bad at times but you've been put right so many times by Jason and others in recent months that your level of bs posts has dropped.

You, Jason, nor anyone else has put me right on a single thing, ever. You're always on the wrong side of the argument, angry, bitter, lacking in empathy and the ability to think critically. You're like sheep in field, and the right-wing media is your shepherd. When your nonsense in debunked you resort to petty insults, name calling and emojis - and let's not talk about your late night drunken ramblings.

I am sure you've heard the saying "Never argue with stupid people, they will drag you down to their level and then beat you with experience, ” that's the actual reason I stopped arguing as much with you.

mal mal
Posts: 8,986
Post #106 10 Dec 2022 12:10
0
In reply to Post #105
I do bring out the best in people...

Anyway, back to stuff that really matters.



Kwarteng in the FT today admitting his errors and lack of 'tactical subtlety' as he 'got carried away'... that'll be a comfort to everyone struggling to pay their bills I'm sure.
Teddybare
Posts: 994
Post #107 10 Dec 2022 12:32
0
In reply to Post #106
Is everyone struggling to pay their bills ?

The £300 billion PFI debt Labour created isn't helping things either is it, the true cost of the project should of been nearer £50 billion.

For balance 😉

Teddybare
Posts: 994
Post #108 10 Dec 2022 12:39
0
In reply to Post #105
"Never argue with stupid people "

Dead right, it's why I don't with you.

You bang on about emoji, weren't you the bloke who posted the jack boot picture and started calling people names?

You keep posting mate and I'll keep pulling your pants down.

Thanks.
JasonM JasonM
Posts: 1,764
Post #109 10 Dec 2022 12:53
0
In reply to Post #104
Ocelot, Mal same person ?

Which ones the alter ego 🤔

And RKB you've been put right many times.
RKB
Posts: 1,731
Post #110 10 Dec 2022 12:57
0
In reply to Post #108
Teddybare
Posts: 994
Post #111 10 Dec 2022 13:08
0
In reply to Post #109
See post 2.

I bet they're both eating the same brand of dog food.
JasonM JasonM
Posts: 1,764
Post #112 10 Dec 2022 13:12
0
In reply to Post #102
Completely agree ‘some balance' was needed.

Though it looks like a case of dummies out at the moment.
RKB
Posts: 1,731
Post #113 10 Dec 2022 13:15
0
In reply to Post #109
I actually recall one; where I wrongly stated average mortgage was £300k. That's it. Show us what you have, else it's just hot air.
JasonM JasonM
Posts: 1,764
Post #114 10 Dec 2022 13:18
0
In reply to Post #113
Admitting you are wrong is good for your mental health 👍🏼

What do they call it - a cleansing of the soul ?

And remember fools rush in where angels fear to tread.
Teddybare
Posts: 994
Post #115 10 Dec 2022 13:21
0
In reply to Post #113
You told us not to argue with idiots😉
RKB
Posts: 1,731
Post #116 10 Dec 2022 13:24
0
In reply to Post #115
Teddybare
Posts: 994
Post #117 10 Dec 2022 13:25
0
In reply to Post #116
😘
mal mal
Posts: 8,986
Post #118 10 Dec 2022 13:33
0
In reply to Post #112
Oh the dummies are definitely out...

JasonM JasonM
Posts: 1,764
Post #119 10 Dec 2022 13:47
0
In reply to Post #118
Clearly still going on today....

https://www.camdennewjournal.co.uk/article/face-of-governments-teacher-recruitment-drive-rails-against-lefty-bias-in-schools
Teddybare
Posts: 994
Post #120 10 Dec 2022 14:02
0
In reply to Post #119
I've said before the poorest performing sectors in the country are the NHS and the education system, both rife with the Left and their agenda.

Nice to see them getting stamped on.
RKB
Posts: 1,731
Post #121 10 Dec 2022 14:03
0
In reply to Post #119
Today being Thursday, 13th July 2017?

Edited to add - never heard of Calvin Robinson before. What an absolute nut job crank.
JasonM JasonM
Posts: 1,764
Post #122 10 Dec 2022 14:10
0
In reply to Post #121
I recall similar comments on this forum regarding classroom discussions clearly encouraged.

You can't remember that or how many times you've been wrong....

And no I'm not leading horses to water..
RKB
Posts: 1,731
Post #123 10 Dec 2022 14:14
0
In reply to Post #122
Not sure what your point is this time - you've posted a five and half year old out of date article which apparently supports some made up argument today.
Teddybare
Posts: 994
Post #124 10 Dec 2022 14:26
0
NHS Resolution's provision at 31 March 2022 increased from £85.2 billion to £128.6 billion.20 Jul 2022

The above is from the NHS itself, this is money set aside for payouts. Staggering isn't it.
It's not underfunded it's not fit for purpose but it's still free despite the Left telling all who listen its being privatised.
ocelot ocelot
Posts: 1,802
Post #125 10 Dec 2022 14:55
0
In reply to Post #121

It's always the same with Top Gun Teddy and Jason Mitty mate, been like that for years.
Wait til the footy is on later after the Stella's had it's daily hammering. One or both bound to go full retard as usual.
Teddybare
Posts: 994
Post #126 10 Dec 2022 15:04
0
In reply to Post #125
Prefer a good Red wine myself.

I guess it's heat or Stella in your household.
mal mal
Posts: 8,986
Post #127 10 Dec 2022 15:20
0
In reply to Post #119


So a tory puppet recruited by Gove in 2017 said there was a left wing agenda in schools...?

Ffs - next week, nigel farage wary of brown people crossing the channel. In 2019.

You should maybe have a look at that tory recruitment drive and how they've missed targets, and how we are looking at a big gap in the number of teachers needed. But of course that can't be the fault of a sequence of terrible education ministers and policy..


A bit more up to date for you...

https://amp.theguardian.com/education/2022/dec/09/teacher-shortage-worsen-dfe-rejects-dozens-established-trainers
JasonM JasonM
Posts: 1,764
Post #128 10 Dec 2022 15:29
0
In reply to Post #127
Clearly still problems....

https://www.express.co.uk/news/politics/1567685/school-news-left-win-bias-latest-nadhim-zahawi-guidance-woke
JasonM JasonM
Posts: 1,764
Post #129 10 Dec 2022 15:30
0
In reply to Post #126
Yes fellow red wine drinker 👍🏼

Heat or Stella - you forgot humble pie 😀
Teddybare
Posts: 994
Post #130 10 Dec 2022 15:35
0
In reply to Post #129
It will be "Bitter" in the Mal household 🤣🤣

Edit: with chips.
mal mal
Posts: 8,986
Post #131 10 Dec 2022 15:50
0
In reply to Post #128
Nadim Zahawi... whose Schools Bill has just been scrapped by his own government...



You are way out of your depth with only spinbowler and the daily express as a lifebelt . ...
JasonM JasonM
Posts: 1,764
Post #132 10 Dec 2022 16:04
0
In reply to Post #131
Looks like it's happening in other countries, guess that's the tories fault as well ??

https://www.realcleareducation.com/articles/2022/09/02/education_schools_are_pushing_the_classroom_leftward_110759.html

Blinkered
mal mal
Posts: 8,986
Post #133 10 Dec 2022 16:15
0
In reply to Post #132


So no actual weight to your argument

Just a scattergun Google approach. Like I said, you're out of your depth...

Try typing in 'I have a fever, am I dying?' And see what happens...
JasonM JasonM
Posts: 1,764
Post #134 10 Dec 2022 16:23
0
In reply to Post #133
Dear dear dear Mal , so all these articles and you're saying they are all lies....

You know what they say - there must be some truth if it's reported by many sources.

It's like schools in the Uk being closed down due to extremism fears...again it's all made up by the tories you'd say ...

mal mal
Posts: 8,986
Post #135 10 Dec 2022 16:29
0
In reply to Post #134
Waving or drowning? Can't tell

Go ask 'many' antisemitic 'sources' if Jews are controlling society and find the biased answer you set out to find.

I usually only do schooling during the week but where there's a need..

JasonM JasonM
Posts: 1,764
Post #136 11 Dec 2022 16:16
0
In reply to Post #121
Talking of Thursdays looks like rates going up another 0.5% or 0.75%
Tinhead Tinhead
Posts: 17,089
Post #137 11 Dec 2022 16:27
0
In reply to Post #136
I got an email saying my saving interest rate is going up.
Martin Lewis said on his programme the banks up the rates just before it becomes official.
On that basis I think you are right.
benyel29 benyel29
Posts: 1,174
Post #138 11 Dec 2022 19:35
0
In reply to Post #137
Pretty sure that would be mortgage rates he was referring to, savings rates definitely lag behind.

Yours would prob be a rise from previous rate rises not the ones coming
Tinhead Tinhead
Posts: 17,089
Post #139 11 Dec 2022 22:32
0
In reply to Post #138
Wish I could find a link to his ITV programme.
But after a few years of dismal savings interest rates I followed what ML said and my savings rates rose just before the last BoE rise and now again (with Paragon for existing customers only)) with the predicted next BoE rise .
He did speak about mortgage rates but I didn't take much notice but I'm positive I didn't get the two mixed up.

Edit
Found it on the ITV hub.
The Martin Show series 12 episode 3 at around 13 minutes
Not that I understand this but It's something to do with predictions and swap rates that are roughly based on guilt rates.
JasonM JasonM
Posts: 1,764
Post #140 23 Dec 2022 18:21
0
In reply to Post #139
Flew back to the uk today via Heathrow.

Wow what a job the army are doing none of the usual Friday queues coming back fast and efficient, some friends were off on their holidays via terminal 5 this afternoon and also send the best service in years.

Ive been a frequent flyer for the past 25 years myself,

Just need to get the army in place for striking train staff and any other public service that decides to walk out in the new year...don't think the army got big pay rises ??

Hats off to our armed forces I say. 👍🏼🇬🇧💪

Stokebloke Stokebloke
Posts: 597
Post #141 23 Dec 2022 18:40
0
In reply to Post #140
Agree.
Amazing how they can do such a good job of things within so little time. £20 a day extra is all they are getting. Piss take if you ask me.

BBC News - £20 daily bonus for troops covering Christmas strikes
https://www.bbc.co.uk/news/uk-politics-64079476
tazi tazi
Posts: 4,859
Post #142 23 Dec 2022 19:02
0
Rishi is sad.
mal mal
Posts: 8,986
Post #143 23 Dec 2022 20:14
0
In reply to Post #141
£20 per day extra is a lot more than the nurses have been offered....
Tinhead Tinhead
Posts: 17,089
Post #144 23 Dec 2022 20:26
0
In reply to Post #143
And nurses get paid more than a soldier.
Starting pay for a recruit is £16,855 rising to £37,916 for a sergeant.
mal mal
Posts: 8,986
Post #145 23 Dec 2022 21:54
0
In reply to Post #144
For a straight out of school recruit with that level of qualification that's not so bad in relative terms. (Compared to the level of study needed for a 1st year nurse)

I personally think they should all be paid better.

The government tactics of creating division are so obvious it's embarrassing. Don't be daft enough to fall into that trap

'Let's bring in 'our brave boys' to show up the greedy ambulance drivers / border forces etc'. Exploiting a set of workers who can't strike to try and demonise those who've found themselves at this final option.

Meanwhile there's still £10 billion of unusable ppe to write off... for a start... HS2? ... test, track and trace? ...





sundance sundance
Posts: 6,762
Post #146 23 Dec 2022 23:23
0
In reply to Post #145
"You can always pay one half of the of the poor to fight the other half."
Greybeard54
Posts: 310
Post #147 23 Dec 2022 23:46
0
https://www.youtube.com/watch?v=Gljtvwhcdhc
Stokebloke Stokebloke
Posts: 597
Post #148 24 Dec 2022 04:21
0
In reply to Post #143
Pay is not the issue with the NHS it's the hours and lack of personnel.
I had a chat with my neighbour yesterday, she works at Royal Stoke. She and her friends voted against strike action. Perfectly happy with her pay it's the hours that are the problem. She stated " You can give me an extra £100 an hour it wouldn't make a difference. It still won't take away the fact that we are physically and mentally f***ed."
The Union is coming at it from the wrong angle by making it all about pay. What happens when they realise the pay deal hasn't had any effect? Do they strike again, and again, and again? As I said they need to address the real problem of hours and personal so that the NHS can give the professional service we were all used to.
The NHS can not be fixed over night. As it stands it is outdated and designed for a much smaller population than we have now. A massive overhaul is needed in one way or another.
Personally I think that all those people who can afford it should contribute in some way to the cost of treatment. The NHS should be for the less well off only.
scozza
Posts: 18,421
Post #149 24 Dec 2022 08:06
0
In reply to Post #148
Pay is not the issue with the NHS it's the hours and lack of personnel.

Echo that, it's has been stripped back and back by clueless ****ing idiots to the point the staff are just swamped before they even start, disgraceful. Managed by ****ing monkeys trying to save a buck

The working systems and staffing levels need a serious review. There's a reason they can't get people, no amount of money can compensate for being overburdened to breaking point each day, it's a disgrace

Let hope somebody comes in and sorts it out for them
mal mal
Posts: 8,986
Post #150 24 Dec 2022 11:45
0
In reply to Post #149
It's both. Pay AND conditions. And it becomes a vicious circle. Recruitment is down because of poor pay which increases workload on those already in the NHS who get burned out and leave which leaves roles empty that can't be filled because... and so on.

It is in a state but repeated health ministers laying the blame on NHS staff - and most recently the underhand tactics to demonise nurses - only make it worse.

Lies about staffing levels and 'new' hospitals. Lies about 'my door is always open for discussion '. Thankfully public support still seems with the staff rather than getting sucked in by the manipulative tactics.

Police next? Then teachers? (We've been balloted already)

...
Tinhead Tinhead
Posts: 17,089
Post #151 24 Dec 2022 12:12
0
In reply to Post #150
Police aren't allowed to strike but I'm sure teachers will be eager to strike, I suppose one of their conditions will be an increase in holidays.
mal mal
Posts: 8,986
Post #152 24 Dec 2022 12:50
0
In reply to Post #151
To borrow a well used footy thread response....


**** off **** ....


JasonM JasonM
Posts: 1,764
Post #153 24 Dec 2022 13:59
0
In reply to Post #148
I think the NHS is on its way to being eventually privatised, for better or worse who knows.

My cousin is a paramedic and she did not want to strike and said her pay is not the issue but working conditions, the constant change and never for the better.

I don't want to turn this into a public sector vs private sector, but a lot of folk in the private sector are already starting to loose their jobs a number of estate agents, brokers I know of are being let go, folk in IT, the building trade is slowing then undoubtedly their will be a lot of retail jobs lost in first quarter of next year due to folk cutting back.

We are going to see quite a jump in unemployment next year, particularly the second half which should have happened in 2020, but then along came Covid and now the Ukraine war - so 2023 will be a year that many want to forget. With folk loosing their homes, homelessness growing - I see the government are setting aside more money - they know it's coming.

And this is not an UK only problem it's all around the world even Asia is seeing slowing growth due to the cut in consumer spending - everyone is going to take a hit to their finances.

The big reset.

Wayne Wayne
Posts: 18,776
Post #154 24 Dec 2022 15:00
0
In reply to Post #153
Is there really a war going in the Ukraine, all I have seen is a few clips of news with a building destroyed over the last year. Yet there is 85 million mobile phones in the Ukraine yet hardly any personal SM footage......strange as most folk across the world film the Most trivial of things and splash it all over SM.......

COLC in the UK is one thing but the world is having its pants pulled down!
RKB
Posts: 1,731
Post #155 24 Dec 2022 15:17
0
In reply to Post #154
https://www.washingtonpost.com/world/interactive/2022/ukraine-russia-war-videos-verified/
Tinhead Tinhead
Posts: 17,089
Post #156 27 Dec 2022 19:40
0
My Octopus energy bill came in and I was a bit shocked at the unit price increase from this time last year.
Electric last year 19.6p/Kwh. This year 51.09Kwh -17p rebate =34.09p/Kwh
Gas last year 3.94p/kWh. This year 14.23p/kWh -4.22p rebate = 10.01p/Kwh

If my maths is correct then...........
Electric 1.74 times more this year with government discount. Without discount 2.6 times more
Gas 2.54 times more this year with government discount. Without discount 3.6 times more

Fortunately I can afford it, just wished I hadn't got the calculator out now
JasonM JasonM
Posts: 1,764
Post #157 27 Dec 2022 22:11
0
In reply to Post #156
It was also mentioned that four million mortgage holders are going to see their fixed rate deals increase by £3000 a year in 2023.

Lots of trouble coming...
Wayne Wayne
Posts: 18,776
Post #158 28 Dec 2022 07:40
0
In reply to Post #157
I don't understand why many are not getting new deals? Some of these people also bought houses they could only afford at stupid low Interest rates and others bought using that HTB scheme which is risky........
mal mal
Posts: 8,986
Post #159 28 Dec 2022 12:05
0
In reply to Post #158
The banks have pulled a lot of mortgage products. The 'new deals' that are available are at an increased rate so there's an added cost.
People bought into the deals that were available at the time. You can't blame them for trying to get a good price - it's not like they were going to say 'can you put me on a higher interest rate in case liz truss screws the economy'
Tinhead Tinhead
Posts: 17,089
Post #160 28 Dec 2022 12:41
0
In reply to Post #159
Of course you can't blame them for getting the best deal but interest rates couldn't stay low forever.
The problem is some people have never experienced high interest rates and thought that low was normal. I say high interest rates but in reality here's a cut and paste.
What is the highest interest rate in UK history?
17.00 percent
Interest Rate in the United Kingdom averaged 7.13 percent from 1971 until 2022, reaching an all time high of 17.00 percent in November of 1979 and a record low of 0.10 percent in March of 2020.


Increase in interest rates is not just a UK phenomenon, look at the US, theirs is higher than ours.
mal mal
Posts: 8,986
Post #161 28 Dec 2022 12:53
0
In reply to Post #160
All true.

And all mortgage applications come with the warning that interest rates can change and your home is at risk etc. ....

The rates in the US being worse don't help anyone here. Apart from a chancellor wanting to find a positive spin maybe?

Tricky times ahead for lots of people

JasonM JasonM
Posts: 1,764
Post #162 28 Dec 2022 12:57
0
In reply to Post #161
Our 3 biggest importers are China, the US and Germany.

The US started raising rates in March to tackle inflation.

https://www.forbes.com/advisor/investing/fed-funds-rate-history/

Germany doing the same as part of the Eurozone.

China are looking to raise rates, so the pain will continue for quite some time to come.

mal mal
Posts: 8,986
Post #163 28 Dec 2022 13:27
0
In reply to Post #162
I can't be the only one here wishing I'd gone for a 5 year fix when I renewed my mortgage last year....

Coupled with fuel bills and all the rest ..

In response to the thread title I think the answer is pretty clear for lots of people
ocelot ocelot
Posts: 1,802
Post #164 28 Dec 2022 13:35
0
In reply to Post #162
https://www.ft.com/content/d88955d4-2bc8-476e-9cdb-882ca3c3b10d

Make China irrelevant and insular again is the program
JasonM JasonM
Posts: 1,764
Post #165 28 Dec 2022 14:05
0
In reply to Post #164
It's a nice idea but margins are already very thin added to the cost of electrification.
It's difficult to compete with China's labour costs do you think the consumer is prepared to pay more ?
Hybrids & EVs are already very expensive
I'm sure we will see more mergers and acquisitions in the car market going forward.

And ultimately we are talking about a process which could take a decade of false starts.

For example TSMC is opening additional fabs by 2026 in Arizona. This is also happing in Europe
JasonM JasonM
Posts: 1,764
Post #166 28 Dec 2022 15:36
0
In reply to Post #165
Probably for another thread though I believe the whole future of car ownership is changing, due to costs the drive to lower emissions and trying to reclaim our streets - can we really expect everyone to be able to afford to buy one from 2030 ?

I just can't see there being enough accessible charge points / stations (I know they are integrating into street lamps - which already get abused / monopolized by some drivers in London. And in China one brand has a facility where you simply swap out the flat battery for a charged one) or similar for hydrogen,

My view is that within the next 10 years in city's it will be the norm to not own a car but rent it when necessary probably via a app
ocelot ocelot
Posts: 1,802
Post #167 28 Dec 2022 18:04
0
In reply to Post #166
If you'd have been about on this forum for several years you'd have read about electric/non owner vehicles and the way forward.
ocelot ocelot
Posts: 1,802
Post #168 28 Dec 2022 18:14
0
In reply to Post #165
It's not an idea. I've met Carlos Tavares a couple of times so read what he says as the most profitable auto manufacturing group with an affordable too the masses business model.
Forget FABS (although I know it's your pet Chinese default argument) it's a busted flush with China as the article states.
JasonM JasonM
Posts: 1,764
Post #169 28 Dec 2022 18:54
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In reply to Post #167
I never used to read the non fishing section though since Covid and some of the topics it became more interesting.
JasonM JasonM
Posts: 1,764
Post #170 28 Dec 2022 19:07
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In reply to Post #168
Good luck with that and I see he his held in high regards for his methods to achieve profitability.

https://www.wsws.org/en/articles/2022/04/22/edus-a22.html
https://www.wsws.org/en/articles/2022/09/24/sumz-s24.html

The article you mentioned talked about all sorts - seems a bit hopeful with a degree of flag flying and all too late, should have happened years ago but western business enjoyed the profit margins.
At the end of the day the Chinese are very competitive with their labour costs and state of the art factories built on western money - have you ever visited China ?
I've been many times on business it's not paddy fields and poorly educated folk as you seem to think it is.

I'm not happy with it, though that's the reality.

I guess you work for one of the automakers of Europe ?

I see JLR is cutting jobs as they are still struggling with component shortages, meanwhile Chinese car manufacturers continue to build more cars.

I'm not sure by the ‘FABs' comment and your reference in the article but if it's in regards to the semiconductors made in the FABs (TSMC mainly) come from western semiconductor component manufacturers like NXP, TI, Infineon, Renesas and others for the automotive market and are still all very constrained.., there is very little from Chinese semiconductor companies used by Western car manufacturers.

More layoffs will follow in the eurozone automotive market sadly due to the slowdown.
Tinhead Tinhead
Posts: 17,089
Post #171 28 Dec 2022 21:53
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In reply to Post #169
I've always read Non Carp but can't remember reading about electric/non owner stuff.

I can't see this ban on ICE in 2030 happening myself. Whoever's in charge at the time will find a reason to water it down, the rest of the world not following and not enough charging points being the obvious reasons.
I don't think anyone can say for sure who'll be in power in 2030 but it doesn't sound like a vote winner to me.
That might make me sound like some sort of petrol head, climate change denier but that's not the case, If you knew me you'd know I'm quite green.
JasonM JasonM
Posts: 1,764
Post #172 28 Dec 2022 22:09
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In reply to Post #171
Yep and I don't think electric cars will be for the mainstream...

https://youtu.be/3pbrdFnqSBI
Tinhead Tinhead
Posts: 17,089
Post #173 28 Dec 2022 22:42
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In reply to Post #172
Sometimes you have to make your targets just out of reach.
Making them easy to achieve is ok as a back slapping exercise and to add to your portfolio of other easy achievements but more progress is often achieved not by reaching the target but trying your best to and learning from your mistakes on the way.

I was reading about ICE manufacturers not bothering to develop them any further, I'm not sure if that's a good idea. It may be better for the environment for use to have smaller cleaner ICE engines than EV's that are manufactured and charged by fossil fuels.
Unfortunately vehicles seem to be getting bigger and bigger (have you seen the size of the latest Nissan Micra?)and there's too many people who still see their vehicles as status symbols, even if the owners get into debt about it and secretly complain how much it costs to run them
Personally I finding driving boring and a chore and I'm quite happy to drive an old modest car slowly in the inside lane and not have to worry about it as I've got the funds to replace it when the time comes.
JasonM JasonM
Posts: 1,764
Post #174 28 Dec 2022 22:59
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In reply to Post #173
Electric vehicles just don't really make sense do they ?

My hybrid which took a year to be delivered due to the components shortage weighs 300kg more than than the petrol variant it replaced. Company mandated only hybrids or electric permitted.
It may have more power but as for driving dynamics forget it..And also cost 10k more !

I dread to think what it will be like driving round my syndicate track with that additional weight during these colder wetter months.

And that's the other environmental impact the increased damage to the roads though no one ever mentions that...
Teddybare
Posts: 994
Post #175 28 Dec 2022 23:02
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In reply to Post #159
You do know L Truss didn't screw the economy don't you? And yeah you shouldn't have taken that 2 year fix in 21 you should of taken the 5 year.

When someone refers to mortgage rates as prices its obvious they don't know much about mortgages, take professional advice next time 👍

Capital L and T in Liz and Truss😉
Teddybare
Posts: 994
Post #176 28 Dec 2022 23:13
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In reply to Post #174
But it's great from a company car tax point of view 👌 👍
Tinhead Tinhead
Posts: 17,089
Post #177 28 Dec 2022 23:18
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In reply to Post #175
I can't give mortgage advice other than to say when interest rates go up and you pay them, when they drop keep on paying the higher rate. It knocked 10 years off my mortgage doing that.
Teddybare
Posts: 994
Post #178 28 Dec 2022 23:21
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In reply to Post #177
Great advice that.

Only problem is everyone wants everything now.
mal mal
Posts: 8,986
Post #179 28 Dec 2022 23:22
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In reply to Post #175
Should have (if you're going to play grammar police you'll have to work harder)

Thankyou for reinforcing the point that I made regarding mortgages.

And of course you don't think that truss screwed the economy. Maybe some professional advice might help...

Night spinbowler
Tinhead Tinhead
Posts: 17,089
Post #180 28 Dec 2022 23:31
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In reply to Post #174
The anti car lobby who obviously don't want you to have a car whatever your personal and mobility circumstances are now saying tyre and brake linings particles are now a major health hazard.
So are there any carpers on here who are going to completely give up their cars?
Teddybare
Posts: 994
Post #181 28 Dec 2022 23:34
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In reply to Post #179
Men are talking 🤫
Teddybare
Posts: 994
Post #182 28 Dec 2022 23:37
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In reply to Post #180
The anti car lobby is never going to beat an industry creating billions for all involved.
JasonM JasonM
Posts: 1,764
Post #183 28 Dec 2022 23:38
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In reply to Post #180
Unless they are going to bring in teleport bracelets I can't see it happening with the amount of gear we take.

With continued pressure to build more houses you do wonder how many years lakes have got left..
ocelot ocelot
Posts: 1,802
Post #184 30 Dec 2022 13:33
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In reply to Post #171
You were probably doing your Ghandi impression somewhere in Lewisham so missed it.
The model for large cities is electric driverless vehicles. Either owned or not, with large underground charging stations so when the vehicle isn't in use it toddles off there. When charged off it pops earning money til you need it or book it.
As an aside a project I'm involved in with Boeing will use electric flying gondolas of varying seating capacity in a book and drop off principle. Leave it too the experts 🧐

#174 too the narrow minded probably true.
Tinhead Tinhead
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Post #185 30 Dec 2022 14:42
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In reply to Post #184
I don't think I missed it, I admit to spending far too much on here, are you sure you didn't imagine it?

Tell me more about these large underground charging stations. When are they going to happen.


mal mal
Posts: 8,986
Post #186 30 Dec 2022 15:33
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In reply to Post #184
The flying gondolas thing is a joke right?

If not, will there be a bloke with a really long pole pushing them along while someone steals cornettos from innocent tourists?

Tinhead Tinhead
Posts: 17,089
Post #187 30 Dec 2022 17:02
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In reply to Post #186
It might not be

Perhaps one day we will live in a world like The Jetsons.
I don't see inventing new means of transport being a problem, creating prototypes is one thing, creating the infrastructure to implement them is another thing in my opinion.
Glad to be proved wrong, it just amuses me when others are so certain of the future.

I still think the ban on ICE's won't happen in 2030, that's a guess of course. But I can see who's ever in charge at the time cancelling it and blaming it on the previous administration's lack of investment in infrastructure.
Teddybare
Posts: 994
Post #188 30 Dec 2022 17:10
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In reply to Post #185
He won't be able to do that, not unless the same bloke turns up in Asda again.
JasonM JasonM
Posts: 1,764
Post #189 30 Dec 2022 17:12
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In reply to Post #187
What an insurance nightmare. I guess you can blame it on the Jonny Cab AI, if it all goes wrong.

But yes decades if not hundreds of years away..

Meanwhile on planet earth....
ocelot ocelot
Posts: 1,802
Post #190 31 Dec 2022 13:37
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In reply to Post #186
Gondola's is a cover all word mate.
You may have seen another project I'm involved with up your neck of the woods Mal..
Richard Browning of Gravity Industries has been doing plenty with mountain rescue. The technology and practicality for future travel are impressive.
Leave it too the experts
mal mal
Posts: 8,986
Post #191 31 Dec 2022 14:02
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In reply to Post #190
Is he the jet suit guy?

That's impressive stuff. Bit of Tony stark going on there
ocelot ocelot
Posts: 1,802
Post #192 31 Dec 2022 15:23
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In reply to Post #191
Yep great guy and someone worth backing for UK Plc in the future.
You could probably make a quick buck in the People's Republic of China with other short term more lucrative investments no doubt though mate...
Tinhead Tinhead
Posts: 17,089
Post #193 31 Dec 2022 15:27
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In reply to Post #190
The jet suit certainly sounds fun and no doubt could be crucial in remote rescue work but how do you see it helping to reduce the reliance on vehicles, thereby reducing pollution and the effect on the climate.
Are these jet suits and other Gravity Industries developments powered by green energy?
mal mal
Posts: 8,986
Post #194 31 Dec 2022 15:34
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In reply to Post #192
I'm busy investing in the mal Republic of New Garden which will hopefully provide us with lovely spuds, tomatoes, carrots and plenty of juicy worms ready to go in my bait tub






Tinhead... from one green energy advocate to another, until we get some change in policy from the top. Stuff like this doesn't help....

https://www.express.co.uk/news/science/1715232/uk-windfall-tax-profits-levy-renewable-energy-community-windpower/amp
ocelot ocelot
Posts: 1,802
Post #195 31 Dec 2022 15:51
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In reply to Post #193
How do you see it changing things Blankalot?
JasonM JasonM
Posts: 1,764
Post #196 31 Dec 2022 16:12
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In reply to Post #194
Makes sense, renewable energy up this year the more we make the more tax they pay.

https://news.sky.com/story/renewable-power-made-up-40-of-britains-electricity-in-2022-but-fossil-fuel-share-also-rose-12776273

Good thing we didn't challenge the energy giants on fossil fuels windfall tax that labour went on and on about.

https://www.politico.eu/article/exxon-sues-european-council-over-eu-fossil-fuel-windfall-tax/
JasonM JasonM
Posts: 1,764
Post #197 31 Dec 2022 16:14
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In reply to Post #193
I remember playing jet set wily on my zx spectrum back in the day, he crashed and burned out decades ago.

So the jet suit had a flying time of 10 minutes only on 5 gallons of fuel

And they are so quiet not, about 160 decibels—enough to rupture an eardrum

Loving its green credentials....

I like this guy who knocked this up in the shed beside his paddy field.

https://youtu.be/Lk66G6dShpE
ocelot ocelot
Posts: 1,802
Post #198 31 Dec 2022 16:23
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In reply to Post #197
Excellent contribution as always
JasonM JasonM
Posts: 1,764
Post #199 31 Dec 2022 16:30
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In reply to Post #198
No problem it's all a bit Lyle Lanley if you ask me...

I really can see the VCs queuing up....
ocelot ocelot
Posts: 1,802
Post #200 31 Dec 2022 16:36
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In reply to Post #199
So glad you don't see West coast VC's getting involved
Tinhead Tinhead
Posts: 17,089
Post #201 31 Dec 2022 16:39
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In reply to Post #195
I'm open minded but I can't see it helping, that's why I'm asking you.
ocelot ocelot
Posts: 1,802
Post #202 31 Dec 2022 20:48
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In reply to Post #201
So really you're closed minded. Fair enough and no surprise there.
Tinhead Tinhead
Posts: 17,089
Post #203 31 Dec 2022 21:02
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In reply to Post #202
To be honest I am surprised, I've asked nicely and you won't answer, then you call me closed minded. That's a from me.
ocelot ocelot
Posts: 1,802
Post #204 1 Jan 2023 15:09
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In reply to Post #203
You can't see it helping, like I say fair enough crack on.
Tinhead Tinhead
Posts: 17,089
Post #205 1 Jan 2023 16:12
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In reply to Post #204
No I can't see how jet suits are going to help the environment.
I've asked but you won't explain.


Rather than crack on I'll ask the rest of you. Can someone explain please.
JasonM JasonM
Posts: 1,764
Post #206 1 Jan 2023 16:24
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In reply to Post #204
So I did a bit of reading they are trying to move away from fossil fuel, to battery only as will be cooler and quieter and easier to control

So two challenges.

The prototype fans uses BLDC motors which are not powerful enough, about 1/8th the power of the fossil fueled suit.
There is work on super conductor technology for electric flight which is being developed which will be more efficient and run cooler - though technology is in prototype phase so we are looking at many years of work.

The other and the biggy the battery technology - a 3KW battery is all that can be used due to voltage sag meaning about a minute flight time.

God help if it's cold outside as well !
So we are all hopeful of more efficient battery technology being developed....same old

Maybe they need to move to hydrogen fuel cell ?

Hopefully they won't run out of cash as I only found one investor Adam Draper.

But I don't get where for example every emergency service is going to find £400k for a suit that they might need??

Don't think I'll be investing...

JasonM JasonM
Posts: 1,764
Post #207 1 Jan 2023 16:29
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In reply to Post #205
Just seen your reply as I was writing mine to the expert evangelist.

Let's leave him to explain 😀👍🏼
Tinhead Tinhead
Posts: 17,089
Post #208 1 Jan 2023 16:37
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In reply to Post #207
If he answers now the next question will be why did it take so long?

Thanks for doing a bit of research. So it seems most people would not know about the technology you describe, it's not just me.
I have heard about voltage sag though, that's something we avoided in the older lead acid technology I used to work on. Conductance, N+1 and all that.
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