Looking to get 3 new rods , the rods I'd like I can not really afford to pay out right for them at the moment, so do any of you guys no anywhere thay I can do a pay monthly on a new at of 3 rods , can put down a half decent deposit
In reply to Post #1
Personally I'd suggest better to save for them first and then buy, saves any possible problems with credit or debt etc.
Lecture over, there is normally PayPal credit options or Klarna I think on lots of tackle sites for expensive stuff
Personally I'd suggest better to save for them first and then buy, saves any possible problems with credit or debt etc.
Lecture over, there is normally PayPal credit options or Klarna I think on lots of tackle sites for expensive stuff
Or buy from a rod builder. They usually take a deposit, then you pay the rest when they are ready. Most of the well known guys have an 8-12 week wait between.
In reply to Post #1
Anyone remember when tackleshops used to do cheque spread. No credit agreement needed. Just a promise to pay monthly for the items you bought. ( I believe cheque's were guaranteed by the banks up to a certain amount )
As mentioned you've got the pay monthly option with PayPal or Klarna and no doubt a few others. These are normally over three to four months.
I know shops like the Tacklebox in Dartford do Credit.
Anyone remember when tackleshops used to do cheque spread. No credit agreement needed. Just a promise to pay monthly for the items you bought. ( I believe cheque's were guaranteed by the banks up to a certain amount )
As mentioned you've got the pay monthly option with PayPal or Klarna and no doubt a few others. These are normally over three to four months.
I know shops like the Tacklebox in Dartford do Credit.
In reply to Post #1
The TackleBox offer 0% orders over £280.
The TackleBox offer 0% orders over £280.
In reply to Post #1
Dont do it bro save up
Dont do it bro save up
Johnson Ross tackle do as well as the tackle box do
In reply to Post #4
Quote... As mentioned you've got the pay monthly option with PayPal or Klarna
Our entire website payment system was always run by PayPal. For the last few years, they have contacted me once a week, every single week, trying to get me to add that poxy monthly credit options to our cart. Literally 100's of phonecalls/emails. In the end they were offering to do the work on the website for us free & reduce our overall fees to boot! Desperate to give people credit (increase spending).
I always flatly refused & ignored them. It cost me a lot of money over the last few years. I never cared. I am bang against credit. I've never had a credit card in my life. I get offered them constantly. I am a great believer in the fact that if you don't have the money, you don't buy it. That's for me personally. That was for my website that I controlled, I would never like to think of peeps getting in debt over our hook baits. I don't control other people and would not want too. Everyone loves a bit of credit. I hate it. I'm a cash man & will always be that way. It's stood me very well in my life. These days I get PayPal offering to lend me £100-250K with stupidly low interest rates, basically a one off charge. I still would never take it. I'm a cash man & will always be that way. It's stood me very well in my life not ever owing anyone bugger all.
But my personal opinions regarding myself do not mean anything in regards to other people. Everyone else loves a bit of credit. That's their personal choice.
Quote... As mentioned you've got the pay monthly option with PayPal or Klarna
Our entire website payment system was always run by PayPal. For the last few years, they have contacted me once a week, every single week, trying to get me to add that poxy monthly credit options to our cart. Literally 100's of phonecalls/emails. In the end they were offering to do the work on the website for us free & reduce our overall fees to boot! Desperate to give people credit (increase spending).
I always flatly refused & ignored them. It cost me a lot of money over the last few years. I never cared. I am bang against credit. I've never had a credit card in my life. I get offered them constantly. I am a great believer in the fact that if you don't have the money, you don't buy it. That's for me personally. That was for my website that I controlled, I would never like to think of peeps getting in debt over our hook baits. I don't control other people and would not want too. Everyone loves a bit of credit. I hate it. I'm a cash man & will always be that way. It's stood me very well in my life. These days I get PayPal offering to lend me £100-250K with stupidly low interest rates, basically a one off charge. I still would never take it. I'm a cash man & will always be that way. It's stood me very well in my life not ever owing anyone bugger all.
But my personal opinions regarding myself do not mean anything in regards to other people. Everyone else loves a bit of credit. That's their personal choice.
In reply to Post #8
Agree with that. Always avoid credit when you can.
Lots of great second hand rods available and they will still do you a turn.
You can get a set of torrix for £300, whats not to like.
Set of acceptable budget rods for £100 second hand.
Agree with that. Always avoid credit when you can.
Lots of great second hand rods available and they will still do you a turn.
You can get a set of torrix for £300, whats not to like.
Set of acceptable budget rods for £100 second hand.
In reply to Post #8
"I'm a cash man & will always be that way. It's stood me very well in my life. These days I get PayPal offering to lend me ¿½100-250K with stupidly low interest rates, basically a one off charge. I still would never take it. I'm a cash man & will always be that way"
Very modest of you to say so TC.
"I'm a cash man & will always be that way. It's stood me very well in my life. These days I get PayPal offering to lend me ¿½100-250K with stupidly low interest rates, basically a one off charge. I still would never take it. I'm a cash man & will always be that way"
Very modest of you to say so TC.
In reply to Post #8
If you did pay in three I'd have at least 2 of everything
I use pay in three to get some spenny stuff - reels most recently, I have a budget that I know I can afford monthly and don't over stretch.
Like people have said, if you don't need finance don't use it, but if you can use it wisely then new shiny things can be had sooner.
As for the OP's question, where ever you have found your rods they probably do some kind of finance.
@Kells, yes my first beach caster and multiplier reel from Tony's tackle was by prepaid cheques, just the same but different
If you did pay in three I'd have at least 2 of everything
I use pay in three to get some spenny stuff - reels most recently, I have a budget that I know I can afford monthly and don't over stretch.
Like people have said, if you don't need finance don't use it, but if you can use it wisely then new shiny things can be had sooner.
As for the OP's question, where ever you have found your rods they probably do some kind of finance.
@Kells, yes my first beach caster and multiplier reel from Tony's tackle was by prepaid cheques, just the same but different
Agree with below once I paid my credit card off £6000 in 2016 I never used it again and in fact the credit card company deleted it.
Got a debit card which I use or cash
Got a debit card which I use or cash
In reply to Post #4
In my local tackle shop you can still haggle the price.
Imagine trying to talk down the cost of your weekly at the checkout in Tesco..
Sadly, these types of establishments are a dying breed now.. Probably for that exact reason.
In my local tackle shop you can still haggle the price.
Imagine trying to talk down the cost of your weekly at the checkout in Tesco..
Sadly, these types of establishments are a dying breed now.. Probably for that exact reason.
In reply to Post #11
The old post dated cheque spread. Was usually only available to regulars. People they new who weren't liable to do them over. People wanted to carry on using the shops
Didn't want the embarrassment of bounced cheques. But no doubt a few were caught out.
It seems there more and more company's out there offering these pay in three options. As people just havnt got the disposable income like they used to. And this is just another way the financial markets are encouraging people to spend..
The old post dated cheque spread. Was usually only available to regulars. People they new who weren't liable to do them over. People wanted to carry on using the shops
Didn't want the embarrassment of bounced cheques. But no doubt a few were caught out.
It seems there more and more company's out there offering these pay in three options. As people just havnt got the disposable income like they used to. And this is just another way the financial markets are encouraging people to spend..
I also stand by the old moral.."never a borrower or a lender be"
If I cant afford it I'll save. Chances are by the time you've saved some other unexpected expense will crop up like a car repair and you'll be glad you're not stretched and looking to finance that too.
As others have said the 2nd hand market is awash with perfectly good rods at a fraction of what they cost originally. If the rods you're looking at are a fairly new model/spec give it a few months and tackle tavern will have a set in the pre-loved.
If I cant afford it I'll save. Chances are by the time you've saved some other unexpected expense will crop up like a car repair and you'll be glad you're not stretched and looking to finance that too.
As others have said the 2nd hand market is awash with perfectly good rods at a fraction of what they cost originally. If the rods you're looking at are a fairly new model/spec give it a few months and tackle tavern will have a set in the pre-loved.