If you were caught speeding, say 35 mph and you choose to pay the £100 fine instead of going to the speed awareness course, and you tell your insurance company, what kind of increase do they put on when you renew, just wondering as insurance companies do not like to pay out but do like to take your money.
This message has been suppressed by a moderator.
I got 3 points a few years ago and it didn't go up by much, if it all. Hoping it's the same next time I renew as I got another ticket last week. 
In reply to Post #1
Haven't had a nick for speeding for over a decade now but the times I've had just 3 points it's made no difference to my insurance. When I got a second lot of 3 taking me up to 6 it was quite a chunk
Haven't had a nick for speeding for over a decade now but the times I've had just 3 points it's made no difference to my insurance. When I got a second lot of 3 taking me up to 6 it was quite a chunk
In reply to Post #5
In reply to Post #6
What's so funny?
What's so funny?
In reply to Post #7
Is that not a crying emoji? Cos that's what I am doing - see post 4.
Is that not a crying emoji? Cos that's what I am doing - see post 4.
In reply to Post #8
Ah I see, most use that one for crying with laughter!
Ah I see, most use that one for crying with laughter!
In reply to Post #9
I'll just hope for the best until I find out what the old bill are gonna stick on me, and then what my insurers think!
I'll just hope for the best until I find out what the old bill are gonna stick on me, and then what my insurers think!
In reply to Post #1
The course is actually quite good
The course is actually quite good
In reply to Post #11
Your the 1st one I've heard to say something good about it,
I'm not having a pop at you but everyone I know thats been
on it says its a waste of time, I was caught at 36mph, just came
over a bridge and picked up a bit more speed, they know where to
place them selves, I think its best to tell the insurance company,
you're better off paying more and being insured than not.
Your the 1st one I've heard to say something good about it,
I'm not having a pop at you but everyone I know thats been
on it says its a waste of time, I was caught at 36mph, just came
over a bridge and picked up a bit more speed, they know where to
place them selves, I think its best to tell the insurance company,
you're better off paying more and being insured than not.
In reply to Post #4
Ryan, I forgot to ask, how did the insurance company find
out about you speeding, did the bill grass you up or did you
confess
Ryan, I forgot to ask, how did the insurance company find
out about you speeding, did the bill grass you up or did you
confess
In reply to Post #13
For the first 3 points, it was when I renewed. The Insurance Policy didn't require me to inform them at the time.
I have since changed providers so will need to check the documents, so probably best to check yours too but I am fairly certain that the cops won't be doing anything other than endorsing your license and taking your money.
For the first 3 points, it was when I renewed. The Insurance Policy didn't require me to inform them at the time.
I have since changed providers so will need to check the documents, so probably best to check yours too but I am fairly certain that the cops won't be doing anything other than endorsing your license and taking your money.
In reply to Post #14
In reply to Post #12
It was ok as did it online,I would imagine going into a classroom it would be different
It was ok as did it online,I would imagine going into a classroom it would be different
Went on a speeding awareness course some years ago that was a classroom type scenario, best part of a day i'll never get back, closest to me was Tewkesbury 30 odd miles away, had a speeding ticket through the posts a week or so later and it was one I picked up on the way home after the course. 
In reply to Post #16
I did one too. The instructor was great. I learned some stuff, particularly about how stopping distance increases exponentially with increase in speed.
As for telling the insurance company, just do it. Otherwise you could be in breach of your contract with them and technically an uninsured driver.
Carpstar-
I did one too. The instructor was great. I learned some stuff, particularly about how stopping distance increases exponentially with increase in speed.
As for telling the insurance company, just do it. Otherwise you could be in breach of your contract with them and technically an uninsured driver.
Carpstar-
In reply to Post #18
i had a row with the "instructor"
i had a row with the "instructor"
In reply to Post #19
Thats brilliant 😊 did you still get your completion certificate?
We had a walk out at the one I was at during a break. The guy said he'd pick up points and a fine. We only had about an hour to go...
Thats brilliant 😊 did you still get your completion certificate?
We had a walk out at the one I was at during a break. The guy said he'd pick up points and a fine. We only had about an hour to go...
In reply to Post #1
Worth noting that you do not legally have to tell a insurance company that you have been on a speed awareness course. Some now ask but just answer no to the question as it cant come back on you.
That nugget of info was the best take away that i got from the last speed awareness course i went on.
Worth noting that you do not legally have to tell a insurance company that you have been on a speed awareness course. Some now ask but just answer no to the question as it cant come back on you.
That nugget of info was the best take away that i got from the last speed awareness course i went on.
In reply to Post #20
I did, but he was going on about braking distances, of which hasnt changed since the drum break system, so i asked him
"with the modern advanced braking systems, anti lock, bigger calipers, better break discs and pads, surely braking distances are much shorter, why haven't you lot and the law moved forward with technology?"
He didn't reply, so i asked him again
"And what about tyre compounds and tyre pressures?, temperatures, load, power to rate ratios etc, these all have a huge affect on breaking, add to that modern road surfaces, i personally think your old Braking distances are complete b£ll£cks!!!"
He then said "we will have a chat at break"
I did, but he was going on about braking distances, of which hasnt changed since the drum break system, so i asked him
"with the modern advanced braking systems, anti lock, bigger calipers, better break discs and pads, surely braking distances are much shorter, why haven't you lot and the law moved forward with technology?"
He didn't reply, so i asked him again
"And what about tyre compounds and tyre pressures?, temperatures, load, power to rate ratios etc, these all have a huge affect on breaking, add to that modern road surfaces, i personally think your old Braking distances are complete b£ll£cks!!!"
He then said "we will have a chat at break"
In reply to Post #19
Some of those instructors do have a bit of an attitude problem. 🙄
Some of those instructors do have a bit of an attitude problem. 🙄
In reply to Post #23
and a little clueless in my book.
But i guess in their defence they are only there to preach the draconian laws we have
and a little clueless in my book.
But i guess in their defence they are only there to preach the draconian laws we have
In reply to Post #22
I asked the instructor pretty much the same thing on one of my awareness courses (2nd one
) and his answer was that although technology has advanced over the years, driver reaction time hasn't. Thats the reason he gave anyway, it shut me up but I still think like yourself car breaking systems are miles better these days
I asked the instructor pretty much the same thing on one of my awareness courses (2nd one
) and his answer was that although technology has advanced over the years, driver reaction time hasn't. Thats the reason he gave anyway, it shut me up but I still think like yourself car breaking systems are miles better these days
In reply to Post #25
what about automatic breaking systems that alot of modern cars have now, much like lane assist steering???
anyway, the speed awareness course didnt work, i got caught again doing 64 in a 60 3 weeks later, then i got caught twice doing 63 and 62 on a duel carriage way on the A64 near York...no one told me i couldnt drive at normal speeds in an M-Sport Van with no rear window, ive only had it for 4 years
what about automatic breaking systems that alot of modern cars have now, much like lane assist steering???
anyway, the speed awareness course didnt work, i got caught again doing 64 in a 60 3 weeks later, then i got caught twice doing 63 and 62 on a duel carriage way on the A64 near York...no one told me i couldnt drive at normal speeds in an M-Sport Van with no rear window, ive only had it for 4 years
In reply to Post #26
Got both on my Merc, the bloody things are dangerous.
Insurance companies don't give a monkies about SP30'S etc doesn't effect your policy upto 2 offences if you shop around. This came from a chap at Zurich who cover 60 odd company cars at my company.
Got both on my Merc, the bloody things are dangerous.
Insurance companies don't give a monkies about SP30'S etc doesn't effect your policy upto 2 offences if you shop around. This came from a chap at Zurich who cover 60 odd company cars at my company.
The thing I don't understand is, in Devon where
I live (and a lot of other county's) the old white
disc with a black line running from top right to bottom
left are every where, 1 road near me, would be certain
death to drive at 40mph yet there is one of these signs,
if the council just put a sign with the max speed
everyone would know whats what, or am I still living in
the 50's.
Kind answers only please
I live (and a lot of other county's) the old white
disc with a black line running from top right to bottom
left are every where, 1 road near me, would be certain
death to drive at 40mph yet there is one of these signs,
if the council just put a sign with the max speed
everyone would know whats what, or am I still living in
the 50's.
Kind answers only please
In reply to Post #28
As i am sure you are aware ( I do not want to sound patronising) the white sign with the black line is the national speed limit, which is different speeds for different vehicles,
If an actual speed is shown then this applies to all vehicle, however if this is higher than the national speed limit then I'm not sure which speed would apply I assume the lower of the two...
For example if a sign says 60 on a single lane road and you are driving a van then your maximum speed maybe 50 not the indicated 60.
A lot of people do not realise that driving a van (transit etc) in relation to speed limits is categorised as a goods vehicle therefore must comply with the weight category for a goods vehicle, ( a van based on a car chassis i.e fiesta van, Astra van etc is classed as a car for speed limits).
By law the max speed for a van (not car chassis based van) is 60 mph on a motorway.
Any speed limit signs indicate the actual maximum permissible speed you can travel not the recommended speed. You could in theory be travelling below the speed limit on say a windy country road but still be prosecuted for dangerous driving, driving without due care and attention etc.
As you may tell from the above i have been on my fair share of speed awareness courses.
As i am sure you are aware ( I do not want to sound patronising) the white sign with the black line is the national speed limit, which is different speeds for different vehicles,
If an actual speed is shown then this applies to all vehicle, however if this is higher than the national speed limit then I'm not sure which speed would apply I assume the lower of the two...
For example if a sign says 60 on a single lane road and you are driving a van then your maximum speed maybe 50 not the indicated 60.
A lot of people do not realise that driving a van (transit etc) in relation to speed limits is categorised as a goods vehicle therefore must comply with the weight category for a goods vehicle, ( a van based on a car chassis i.e fiesta van, Astra van etc is classed as a car for speed limits).
By law the max speed for a van (not car chassis based van) is 60 mph on a motorway.
Any speed limit signs indicate the actual maximum permissible speed you can travel not the recommended speed. You could in theory be travelling below the speed limit on say a windy country road but still be prosecuted for dangerous driving, driving without due care and attention etc.
As you may tell from the above i have been on my fair share of speed awareness courses.
In reply to Post #29
Surely van limits are 70 motorway 60 dual and 50 single unless things have changed since I've been driving one.
Surely van limits are 70 motorway 60 dual and 50 single unless things have changed since I've been driving one.
In reply to Post #30
Thats is still the case, unless said van (transit custom, VW T5's T6's etc) have a rear window, then one can drive at car speed limits
absolute stupid law
Thats is still the case, unless said van (transit custom, VW T5's T6's etc) have a rear window, then one can drive at car speed limits
absolute stupid law
In reply to Post #31
In reply to Post #32
My M-Sport custom is all singing and dancing, but no rear window, so the idiots caught me and x 2 speeding fines...i hadnt got a dam clue about the limits when i bought it
My M-Sport custom is all singing and dancing, but no rear window, so the idiots caught me and x 2 speeding fines...i hadnt got a dam clue about the limits when i bought it
In reply to Post #33
In reply to Post #34
ive got a contract up near Yorkshire and the A64 is full of speed vans....
70mph motorway
60 Dual carriage
50 on single
FFS i cant drive at 50mph, i know i'll save fuel with all the rising costs but i have to leave 2 hours earlier and feck me, its boring lol
ive got a contract up near Yorkshire and the A64 is full of speed vans....
70mph motorway
60 Dual carriage
50 on single
FFS i cant drive at 50mph, i know i'll save fuel with all the rising costs but i have to leave 2 hours earlier and feck me, its boring lol
In reply to Post #10
Another 3 points, £100 fine. Was expecting more.
Another 3 points, £100 fine. Was expecting more.
In reply to Post #35
I did exactly that, bought a car, road tested it up to 40mph,
50mph a violent vibration appeared, drove from London
to Normanton West Yorks, as you say fecking boring,
the car was easily fixed, turns out that the prop shaft
had been taken off and not put back in the original
position, just a case of undoing 4 bolts turn the shaft
and re fix, happy days.
I did exactly that, bought a car, road tested it up to 40mph,
50mph a violent vibration appeared, drove from London
to Normanton West Yorks, as you say fecking boring,
the car was easily fixed, turns out that the prop shaft
had been taken off and not put back in the original
position, just a case of undoing 4 bolts turn the shaft
and re fix, happy days.
In reply to Post #36
How many points have you got now, how long do they stay?
How many points have you got now, how long do they stay?
In reply to Post #38
That's 6 now; they stay on for 3 years after the date of the offence.
That's 6 now; they stay on for 3 years after the date of the offence.
In reply to Post #39
has it affected your insurance much, I've got 3 and
my renewal date is Jan 2023, hope they are kind.
has it affected your insurance much, I've got 3 and
my renewal date is Jan 2023, hope they are kind.
In reply to Post #40
Ah - well I technically don't have the extra points yet as my license is yet to be sent off and endorsed.
Will let you know about insurance.
Ah - well I technically don't have the extra points yet as my license is yet to be sent off and endorsed.
Will let you know about insurance.
In reply to Post #41
with mine I had to make a decision by 4th July, paid before then
done nothing else, haven't heard a thing, is this normal, I thought
the 3 points went on the license digitally (at DVLA) not actually on
the license, first offence so haven't got a clue
with mine I had to make a decision by 4th July, paid before then
done nothing else, haven't heard a thing, is this normal, I thought
the 3 points went on the license digitally (at DVLA) not actually on
the license, first offence so haven't got a clue
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