Just found out the hard way my RT4 isn't insured under my contents insurance with the rest of my tackle as it comes under a watercraft and is not covered 
In reply to Post #1
You may find your contents insurance only cover your tackle while it is in your house.
You may find your contents insurance only cover your tackle while it is in your house.
In reply to Post #1
What happened to it lost, stolen, broken?
What happened to it lost, stolen, broken?
In reply to Post #2
No all my tackle is insured up to the sum of £20k anywhere in the world and whilst in use day or night for theft or damage.
No all my tackle is insured up to the sum of £20k anywhere in the world and whilst in use day or night for theft or damage.
In reply to Post #3
Drove over it with my van on the driveway.
Drove over it with my van on the driveway.
In reply to Post #5
Sorry to hear that
Maybe argue it's a bit of fishing tackle or a remote control model, I would've said a watercraft is something you travel in?
Edit
Watercraft means any vessel which through the buoyant force of water floats upon the water and is capable of carrying one or more persons.
Definition of a watercraft
Sorry to hear that
Maybe argue it's a bit of fishing tackle or a remote control model, I would've said a watercraft is something you travel in?
Edit
Watercraft means any vessel which through the buoyant force of water floats upon the water and is capable of carrying one or more persons.
Definition of a watercraft
In reply to Post #6
Thanks for that 👍 will send them a email and see what they say.
Thanks for that 👍 will send them a email and see what they say.
In reply to Post #7
you will have to fight this, they will always shun you away with claims, my advice tell them you will get legal help or a loss adjuster or something , but the point is that boat is 100% fishing tackle and they have to pay out, its sole use if for fishing, its only ever been used for fishing, and it was bought for fishing,
you will defo get your money but it might need kicking a fuss
you will have to fight this, they will always shun you away with claims, my advice tell them you will get legal help or a loss adjuster or something , but the point is that boat is 100% fishing tackle and they have to pay out, its sole use if for fishing, its only ever been used for fishing, and it was bought for fishing,
you will defo get your money but it might need kicking a fuss
In reply to Post #4
That sounds good, who is your policy with? And if you dont mind me asking how much?
That sounds good, who is your policy with? And if you dont mind me asking how much?
In reply to Post #5
Is, sorry, was this it?
Is, sorry, was this it?
In reply to Post #1
I think warchild is right. Definitely worth following up on. It could be something as simple as a generic computer system seeing the word 'boat' and making a default decision.
Given the cause of the damage I'd make sure your van insurance is up to date too mind....
I think warchild is right. Definitely worth following up on. It could be something as simple as a generic computer system seeing the word 'boat' and making a default decision.
Given the cause of the damage I'd make sure your van insurance is up to date too mind....
In reply to Post #10
Please can I have the batteries?
Please can I have the batteries?
Can I have the bag 
In reply to Post #9
Would like to know this as well, contents insurance that's covers anywhere in the world, I've known of a mate that had his insures on his contents but when he claimed for theft it was rejected as he was asleep in his bivvy and the small print said he had a duty of care to look after it which he could not do if asleep.
Would like to know this as well, contents insurance that's covers anywhere in the world, I've known of a mate that had his insures on his contents but when he claimed for theft it was rejected as he was asleep in his bivvy and the small print said he had a duty of care to look after it which he could not do if asleep.
In reply to Post #14
When I had insurance a few years ago with LV I believe I asked them the very same thing about night fishing and being asleep with a remote receiver in the bivvy,they said it was ok and I got them to send me a confirmation stating so.
They did say tho that if it happened more than once they would investigate further
When I had insurance a few years ago with LV I believe I asked them the very same thing about night fishing and being asleep with a remote receiver in the bivvy,they said it was ok and I got them to send me a confirmation stating so.
They did say tho that if it happened more than once they would investigate further