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Speeding offence and your insurance? (42 posts / 2,571 views)
braders1978 braders1978
Posts: 18,195
Post #16 3 Aug 2022 19:21
0
In reply to Post #12
It was ok as did it online,I would imagine going into a classroom it would be different
carpstar40 carpstar40
Posts: 3,706
Post #17 4 Aug 2022 10:04
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Went on a speeding awareness course some years ago that was a classroom type scenario, best part of a day i'll never get back, closest to me was Tewkesbury 30 odd miles away, had a speeding ticket through the posts a week or so later and it was one I picked up on the way home after the course.
mal mal
Posts: 8,986
Post #18 4 Aug 2022 13:02
0
In reply to Post #16
I did one too. The instructor was great. I learned some stuff, particularly about how stopping distance increases exponentially with increase in speed.

As for telling the insurance company, just do it. Otherwise you could be in breach of your contract with them and technically an uninsured driver.


Carpstar-
Frenzy Frenzy
Posts: 11,403
Post #19 4 Aug 2022 18:00
0
In reply to Post #18
i had a row with the "instructor"
mal mal
Posts: 8,986
Post #20 4 Aug 2022 18:15
1
In reply to Post #19
Thats brilliant 😊 did you still get your completion certificate?

We had a walk out at the one I was at during a break. The guy said he'd pick up points and a fine. We only had about an hour to go...

jhhilton1983 jhhilton1983
Posts: 1,945
Post #21 4 Aug 2022 18:51
0
In reply to Post #1
Worth noting that you do not legally have to tell a insurance company that you have been on a speed awareness course. Some now ask but just answer no to the question as it cant come back on you.

That nugget of info was the best take away that i got from the last speed awareness course i went on.
Frenzy Frenzy
Posts: 11,403
Post #22 4 Aug 2022 20:11
0
In reply to Post #20
I did, but he was going on about braking distances, of which hasnt changed since the drum break system, so i asked him

"with the modern advanced braking systems, anti lock, bigger calipers, better break discs and pads, surely braking distances are much shorter, why haven't you lot and the law moved forward with technology?"

He didn't reply, so i asked him again

"And what about tyre compounds and tyre pressures?, temperatures, load, power to rate ratios etc, these all have a huge affect on breaking, add to that modern road surfaces, i personally think your old Braking distances are complete b£ll£cks!!!"

He then said "we will have a chat at break"

blackfield blackfield
Posts: 2,651
Post #23 5 Aug 2022 18:30
0
In reply to Post #19
Some of those instructors do have a bit of an attitude problem. 🙄
Frenzy Frenzy
Posts: 11,403
Post #24 5 Aug 2022 18:47
0
In reply to Post #23
and a little clueless in my book.

But i guess in their defence they are only there to preach the draconian laws we have
stymie stymie
Posts: 807
Post #25 6 Aug 2022 12:45
1
In reply to Post #22
I asked the instructor pretty much the same thing on one of my awareness courses (2nd one ) and his answer was that although technology has advanced over the years, driver reaction time hasn't. Thats the reason he gave anyway, it shut me up but I still think like yourself car breaking systems are miles better these days
Frenzy Frenzy
Posts: 11,403
Post #26 7 Aug 2022 17:37
0
In reply to Post #25
what about automatic breaking systems that alot of modern cars have now, much like lane assist steering???

anyway, the speed awareness course didnt work, i got caught again doing 64 in a 60 3 weeks later, then i got caught twice doing 63 and 62 on a duel carriage way on the A64 near York...no one told me i couldnt drive at normal speeds in an M-Sport Van with no rear window, ive only had it for 4 years



JBA JBA
Posts: 44
Post #27 7 Aug 2022 20:59
1
In reply to Post #26
Got both on my Merc, the bloody things are dangerous.

Insurance companies don't give a monkies about SP30'S etc doesn't effect your policy upto 2 offences if you shop around. This came from a chap at Zurich who cover 60 odd company cars at my company.
luckyjim luckyjim
Posts: 3,626
Post #28 15 Aug 2022 16:25
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The thing I don't understand is, in Devon where
I live (and a lot of other county's) the old white
disc with a black line running from top right to bottom
left are every where, 1 road near me, would be certain
death to drive at 40mph yet there is one of these signs,
if the council just put a sign with the max speed
everyone would know whats what, or am I still living in
the 50's.
Kind answers only please
Clobersauraus Clobersauraus
Posts: 799
Post #29 16 Aug 2022 21:54
0
In reply to Post #28
As i am sure you are aware ( I do not want to sound patronising) the white sign with the black line is the national speed limit, which is different speeds for different vehicles,

If an actual speed is shown then this applies to all vehicle, however if this is higher than the national speed limit then I'm not sure which speed would apply I assume the lower of the two...

For example if a sign says 60 on a single lane road and you are driving a van then your maximum speed maybe 50 not the indicated 60.

A lot of people do not realise that driving a van (transit etc) in relation to speed limits is categorised as a goods vehicle therefore must comply with the weight category for a goods vehicle, ( a van based on a car chassis i.e fiesta van, Astra van etc is classed as a car for speed limits).

By law the max speed for a van (not car chassis based van) is 60 mph on a motorway.

Any speed limit signs indicate the actual maximum permissible speed you can travel not the recommended speed. You could in theory be travelling below the speed limit on say a windy country road but still be prosecuted for dangerous driving, driving without due care and attention etc.

As you may tell from the above i have been on my fair share of speed awareness courses.

Old-Cornishman
Posts: 688
Post #30 17 Aug 2022 08:49
0
In reply to Post #29
Surely van limits are 70 motorway 60 dual and 50 single unless things have changed since I've been driving one.
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