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How much tackle? (37 posts / 3,542 views)
Joe101
Posts: 1,102
Post #16 24 Apr 2020 11:56
0
In reply to Post #15
Luckily not been in that boat. Taking photos along with an inventory won't do you any harm and if nothing else, make your claim a lot smoother.
new-carper new-carper
Posts: 529
Post #17 24 Apr 2020 14:42
0
In reply to Post #10
7 shelters blimey, you could have had an open day to show them off
darkoL darkoL
Posts: 1,822
Post #18 24 Apr 2020 15:05
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In reply to Post #1
As I said to a friend the other day 75% of carpfishing gear is camping gear.
RobbyMalfliet RobbyMalfliet
Posts: 15,952
Post #19 24 Apr 2020 15:08
0
I have a problem with rods and alarms...
Oh and bedchairs. Got 5 of them.
Hutchyfan
Posts: 143
Post #20 26 Apr 2020 19:57
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I've owned lots of rods, reels, alarms over the years. I'm not one for holding onto stuff for to long. I do and don't regret selling things. I find I get a little overwhelmed with having to much gear and usually have a purge and get rid of everything.

Items of tackle I'll never sell

My Amorphous rods
Daiwa ss 3000, 9000
Bamford conversions

Once you've moved houses a few time's you realize you have way to much fishing gear.
Enut Enut
Posts: 1,419
Post #21 26 Apr 2020 20:54
0
In reply to Post #15
I would strongly recommend that you photograph and list all the tackle you have, along with rrp prices and then forward a copy to your insurer to make sure they are aware and happy to cover.

I don't think it's wise to list your gear on a forum.
Afcdon Afcdon
Posts: 221
Post #22 26 Apr 2020 21:13
0
In reply to Post #15
Had my gear stolen about 15 years ago my local tackle shop was more than happy to write a list with prices of which the insurance company wrote the cheque out to the shop and they replaced like for like.Insured it now with the receipts they gave me
Tinhead Tinhead
Posts: 17,089
Post #23 26 Apr 2020 21:16
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In reply to Post #22
I think most insurance companies do that now and you can understand why as it can stop people making false claim in order to get cash,
Afcdon Afcdon
Posts: 221
Post #24 26 Apr 2020 21:18
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In reply to Post #23
I have heard stories of some shops charging full retail for doing it though so would definitely be a win win for them fortunately I didn't have to.
SPINBOWLER SPINBOWLER
Posts: 1,418
Post #25 26 Apr 2020 23:37
0
In reply to Post #23
No they dont.

They want a full list if items, backed up with the current retail prices. They dont work with one tackle company because they know there are deals to be had. Companies that work with one tackle shop or group are making more out of your loss than you are.

They also want receipts and pictures of what was stolen. Indisputable proof of ownership of 60% of items claimed will mean a full payout up to the value of items covered.

It's a falsify about people making claims to get cash, the chavs and low lifes in society who would try it never had the money for the policy in the first place.
Tinhead Tinhead
Posts: 17,089
Post #26 26 Apr 2020 23:54
0
In reply to Post #25
No they dont.

So are you saying insurance companies will just pay out cash?
Perhaps I didn't go into enough detail but after lockdown an insurance company rep will be visiting me to discuss a jewellery claim after a burglary. I'd much prefer cash but understand why the rep will be negotiating in vouchers.
If everyone was honest it wouldn't be necessary but I can understand why they want to do things this way.

Anyone want to buy some jewellery vouchers contact me after lockdown


SPINBOWLER SPINBOWLER
Posts: 1,418
Post #27 27 Apr 2020 00:06
0
In reply to Post #26
Paid me in cash, bank transfer £5k.

That's why you need to read the small print before you purchase the policy.

The most important part is about detached garages.

A small part of my job is working with companies who repair or replace damaged windows and doors through breaking and entry.
braders1978 braders1978
Posts: 18,195
Post #28 27 Apr 2020 00:33
0
In reply to Post #27
Nothing worse than someone having their backdoor smashed in
SPINBOWLER SPINBOWLER
Posts: 1,418
Post #29 27 Apr 2020 01:24
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In reply to Post #28
Got any pictures 😉😂😂👍
NickGordon NickGordon
Posts: 3,121
Post #30 27 Apr 2020 22:04
0
Far too much gear, but never enough
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