In reply to Post #14
That's who I went with but have you checked wether your covered for night fishing when your asleep ?
That's who I went with but have you checked wether your covered for night fishing when your asleep ?
In reply to Post #16
Yes mine is with M&S £44.08 a month - i have it in writing that my kit is covered while in use and stored in my garage and that I have a single item limit of up to £15k for jewellery etc
Yes mine is with M&S £44.08 a month - i have it in writing that my kit is covered while in use and stored in my garage and that I have a single item limit of up to £15k for jewellery etc
In reply to Post #17
In reply to Post #18
Does anyone know if the garage has to be attached to the house. I have a garage somewhere else
Does anyone know if the garage has to be attached to the house. I have a garage somewhere else
In reply to Post #18
Does anyone know if the garage has to be attached to the house. I have a garage somewhere else
Does anyone know if the garage has to be attached to the house. I have a garage somewhere else
In reply to Post #20
Is it a double garage??
Is it a double garage??
In reply to Post #20
I looked at marks n Spencer and they say the garage included within the house property boundary.
When they insured me previously they confirmed via email that a remote garage (in a block of rented garages) would be covered. But the current wording seems to imply that is only under personal possession cover which is extra and only covers items temporarily away from "home". I guess it would need specific agreement / confirmation so they can ok it with the underwriters.
I looked at marks n Spencer and they say the garage included within the house property boundary.
When they insured me previously they confirmed via email that a remote garage (in a block of rented garages) would be covered. But the current wording seems to imply that is only under personal possession cover which is extra and only covers items temporarily away from "home". I guess it would need specific agreement / confirmation so they can ok it with the underwriters.
In reply to Post #1
Just put it on your house insurance. I have ten grand of cover for my fishing gear - theft, loss, accidental damage in the house and away from home. Cost me £34 extra p/year last time I renewed. I've always done it that way, people are plain nuts to pay large premiums for specialist cover and yes, the home policy does pay out - a few years back, I had a marker rod/reel stolen from my swim when I was asleep - claim was settled within a few days. I would recommend you keep receipts for all the expensive items of gear, as I was asked for one when I claimed.
Just put it on your house insurance. I have ten grand of cover for my fishing gear - theft, loss, accidental damage in the house and away from home. Cost me £34 extra p/year last time I renewed. I've always done it that way, people are plain nuts to pay large premiums for specialist cover and yes, the home policy does pay out - a few years back, I had a marker rod/reel stolen from my swim when I was asleep - claim was settled within a few days. I would recommend you keep receipts for all the expensive items of gear, as I was asked for one when I claimed.