In reply to Post #14
Hey John , we've only just spoken on the phone .
I'm pleased to say that you answered all my questions I had and I was just taking a look at the feedback from others on the forum to see if it's a good policy to take.
Like most things and it's already been said , you only know how good a policy is when you have to claim and most of us hope we never need to . That said ,it look very competitive and well
tailored to the modern carp angler.
Best regards Paul
Hey John , we've only just spoken on the phone .
I'm pleased to say that you answered all my questions I had and I was just taking a look at the feedback from others on the forum to see if it's a good policy to take.
Like most things and it's already been said , you only know how good a policy is when you have to claim and most of us hope we never need to . That said ,it look very competitive and well
tailored to the modern carp angler.
Best regards Paul
In reply to Post #2
They start at £79 so not sure how you got it for £40
They start at £79 so not sure how you got it for £40
In reply to Post #15
Thanks, will do - I went to the rules section first and couldn't see anything banning it and thought it would be ok to reply to a thread on it, especially as our insurance was mentioned and I thought it might be good for people to be able to know there is substance behind the company, but yes I will reach out to Karlos, thanks for pointing me in the right direction. John
Thanks, will do - I went to the rules section first and couldn't see anything banning it and thought it would be ok to reply to a thread on it, especially as our insurance was mentioned and I thought it might be good for people to be able to know there is substance behind the company, but yes I will reach out to Karlos, thanks for pointing me in the right direction. John
In reply to Post #17
I was talking compete bollox. Having looked I've got the silver package which is 180 a year. Don't know where I got 40 quid from
I was talking compete bollox. Having looked I've got the silver package which is 180 a year. Don't know where I got 40 quid from
In reply to Post #1
Put it on your house insurance policy - no need what so ever to take out any kind of specialist insurance, especially given what they're all charging! Cost me peanuts to add to my home insurance... only had to claim once, when my car was stolen and I had some gear in it. Paid up immediately, in full (£1,200), no pissing around and I wasn't forced into using someone like Angling Direct either (watch out for that!). Gear is covered at home, in the car or on the bank for theft, loss, accidental breakages. Mine's with Aviva, but most of the big insurers offer tick boxes for it. Don't waste your money buying specific insurance for it! Cost me £30 extra a year to cover five grand of tackle... that's £2.50 a month
Put it on your house insurance policy - no need what so ever to take out any kind of specialist insurance, especially given what they're all charging! Cost me peanuts to add to my home insurance... only had to claim once, when my car was stolen and I had some gear in it. Paid up immediately, in full (£1,200), no pissing around and I wasn't forced into using someone like Angling Direct either (watch out for that!). Gear is covered at home, in the car or on the bank for theft, loss, accidental breakages. Mine's with Aviva, but most of the big insurers offer tick boxes for it. Don't waste your money buying specific insurance for it! Cost me £30 extra a year to cover five grand of tackle... that's £2.50 a month
In reply to Post #20
How do you manage to get it covered while in your car on your house insurance mate ?
How do you manage to get it covered while in your car on your house insurance mate ?
In reply to Post #21
Unless it is concealed in a locked boot, the vast majority of standard household policies will not cover your gear in the car.
Unless it is concealed in a locked boot, the vast majority of standard household policies will not cover your gear in the car.
In reply to Post #20
Dangerous statement to make mate! Lots of areas on a standard household policy where you will not be covered....!!
Dangerous statement to make mate! Lots of areas on a standard household policy where you will not be covered....!!
In reply to Post #23
Dangerous? Don't be daft... of course a standard Policy wouldn't over it, you have to add it to the Standard Policy! To the other point, yes, it was and still is covered for theft from vehicle up to a specified value. When I claimed for gear that was in the boot of the car, Direct Line paid out in a matter of days. Just a case of adding the right cover and checking the small print. Next time you shop around for house insurance, check it out, a lot of insurers offer all this and as I said, way cheaper than taking out unnecessary specialist cover.
Dangerous? Don't be daft... of course a standard Policy wouldn't over it, you have to add it to the Standard Policy! To the other point, yes, it was and still is covered for theft from vehicle up to a specified value. When I claimed for gear that was in the boot of the car, Direct Line paid out in a matter of days. Just a case of adding the right cover and checking the small print. Next time you shop around for house insurance, check it out, a lot of insurers offer all this and as I said, way cheaper than taking out unnecessary specialist cover.
In reply to Post #24
OK mate, 26 years in Insurance....... I must be daft....
Not saying that a bespoke Angling Insurance policy is the answer at all but i have seen so many people think they are fully covered for their gear under a household policy and when it comes to a claim it's a different story.
Your gear in the car was covered because it was in the boot, if it wasn't in the boot, (seats down fully loaded in a car park at the lake or services on the way to France for example) chances are they wouldn't have paid out...
You are right though, check the small print and if in doubt ring them and ask them to put things in writing...
OK mate, 26 years in Insurance....... I must be daft....
Not saying that a bespoke Angling Insurance policy is the answer at all but i have seen so many people think they are fully covered for their gear under a household policy and when it comes to a claim it's a different story.
Your gear in the car was covered because it was in the boot, if it wasn't in the boot, (seats down fully loaded in a car park at the lake or services on the way to France for example) chances are they wouldn't have paid out...
You are right though, check the small print and if in doubt ring them and ask them to put things in writing...
In reply to Post #25
I'll be honest mate I have home insurance and cover for items taken away from the house under the same policy, I stupidly left my rod hold-all at a lake next to the car park by the time I got back it was gone, I called up Halifax and they paid out very quickly I had £1600 in the bank within 10/14 days I couldn't fault them at all for sorting that out
I'll be honest mate I have home insurance and cover for items taken away from the house under the same policy, I stupidly left my rod hold-all at a lake next to the car park by the time I got back it was gone, I called up Halifax and they paid out very quickly I had £1600 in the bank within 10/14 days I couldn't fault them at all for sorting that out
In reply to Post #26
Excellent 👍
Excellent 👍
In reply to Post #27
Was very happy with the service, I have heard some horror stories tho I have a friend whose care caught fire while driving to fishing and all his gear was in the back, the insurance only covered him upto £150 for car contents he didn't get any money for all the rest of it even on his home insurance. Lost out of £1000s worth of gear
Was very happy with the service, I have heard some horror stories tho I have a friend whose care caught fire while driving to fishing and all his gear was in the back, the insurance only covered him upto £150 for car contents he didn't get any money for all the rest of it even on his home insurance. Lost out of £1000s worth of gear
In reply to Post #20
After reading your post, I contacted my insurance and reading the confirmation email they sent me, turns out you were bang right after the guy asked his line manager about tackle. For me, its put down as contents insurance away from home.
Thank you for posting what you had, a great help 👍
After reading your post, I contacted my insurance and reading the confirmation email they sent me, turns out you were bang right after the guy asked his line manager about tackle. For me, its put down as contents insurance away from home.
Thank you for posting what you had, a great help 👍
In reply to Post #29
Just watch out for small print exclusions like leaving the gear in your car, (unless concealed in a boot) and taking "reasonable care"....that one has tripped many a claim up for robbed fishing tackle left unattended, (which some class sleeping in your bivvy as).
Also, some policies have reduced limits for garages or sheds, another one to watch out for.
Just watch out for small print exclusions like leaving the gear in your car, (unless concealed in a boot) and taking "reasonable care"....that one has tripped many a claim up for robbed fishing tackle left unattended, (which some class sleeping in your bivvy as).
Also, some policies have reduced limits for garages or sheds, another one to watch out for.