I guess some people have theft insurance? I'm looking for recomendations. Particularly if you have had to make a claim - that's when most insurance companies show their true colours.
I've just moved to a new house and will need to store all my tackle in a shed, which I am a little nervous about.
I've just moved to a new house and will need to store all my tackle in a shed, which I am a little nervous about.
In reply to Post #1
Hi just to say that my name is John, part of the reason for joining this forum is that I am a director at Anglers First Insurance (www.anglersfirstinsurance.co.uk) which is part of Golfguard Ltd, a specialist sports insurance company. We are authorised and regulated by the Financial Conduct Authority and have been selling fishing insurance for quite a few years now. Someone took up our insurance today who said they found out about us through Carp Forum so I thought it would be a good idea to sign up and see if anyone had any questions. I know you posted about insurance some months ago but if you do have any questions please feel free to post and I will happily reply and follow up.
Hi just to say that my name is John, part of the reason for joining this forum is that I am a director at Anglers First Insurance (www.anglersfirstinsurance.co.uk) which is part of Golfguard Ltd, a specialist sports insurance company. We are authorised and regulated by the Financial Conduct Authority and have been selling fishing insurance for quite a few years now. Someone took up our insurance today who said they found out about us through Carp Forum so I thought it would be a good idea to sign up and see if anyone had any questions. I know you posted about insurance some months ago but if you do have any questions please feel free to post and I will happily reply and follow up.
In reply to Post #2
Mate, stop spamming the site, contact Karlos the site owner or another Moderator first, advertising has strict guidelines....
Mate, stop spamming the site, contact Karlos the site owner or another Moderator first, advertising has strict guidelines....
In reply to Post #1
Halifax home insurance with away from home insurance, had to make a claim when stupidly left my rod hold-all at the lake by the time I got back it was gone, they sorted it and paid out very quickly tbh not going to complain at all
Halifax home insurance with away from home insurance, had to make a claim when stupidly left my rod hold-all at the lake by the time I got back it was gone, they sorted it and paid out very quickly tbh not going to complain at all
This message has been suppressed by a moderator.
In reply to Post #5
When you do get insurance, make sure you check their limits for items kept in a locked shed. I found out, that despite my “away from home” cover being pretty good, my shed contents doesn't cover the value of my gear and as such have found myself needing additional insurance to cover my gear. When I renew I will look according to my needs and search for higher cover in this area.
When you do get insurance, make sure you check their limits for items kept in a locked shed. I found out, that despite my “away from home” cover being pretty good, my shed contents doesn't cover the value of my gear and as such have found myself needing additional insurance to cover my gear. When I renew I will look according to my needs and search for higher cover in this area.
In reply to Post #1
A few years back unfortunately had my garage broken into and nearly all my gear gone, Halifax were as good as gold with the claim once we had a crime number. Getting the police interested was the hard part.
A few years back unfortunately had my garage broken into and nearly all my gear gone, Halifax were as good as gold with the claim once we had a crime number. Getting the police interested was the hard part.
In reply to Post #6
This is a good point.
If your home contents insurance doesn't cover your kit whilst in the garage / shed then inside the house becomes your default option. Then you're stuck with finding the space ....
Luckily, I found that my wife's Life insurance DOES cover her her while she's in the shed, so ....
This is a good point.
If your home contents insurance doesn't cover your kit whilst in the garage / shed then inside the house becomes your default option. Then you're stuck with finding the space ....
Luckily, I found that my wife's Life insurance DOES cover her her while she's in the shed, so ....
In reply to Post #8
But does your wife's life insurance include 'accidental' damage?
But does your wife's life insurance include 'accidental' damage?
In reply to Post #9
If she reads my post mine might need to...
If she reads my post mine might need to...
In reply to Post #1
My fishing gear is covered under my contents insurance with Hiscox. They were more than most but they've got a good rep for being quick and easy to deal with when needed. Not had the need to test that out but know others who've had good experiences with them and awful experiences with others.
My fishing gear is covered under my contents insurance with Hiscox. They were more than most but they've got a good rep for being quick and easy to deal with when needed. Not had the need to test that out but know others who've had good experiences with them and awful experiences with others.
In reply to Post #11
Same here with Aviva.Just double checked when renewing. I have upto 5 grand cover in my garage.
Same here with Aviva.Just double checked when renewing. I have upto 5 grand cover in my garage.
In reply to Post #12
That's OK if you only fish in your garage.
That's OK if you only fish in your garage.
In reply to Post #13
M&S policy - very comprehensive policy - £15k cover away from home and all goods covered locked in my garage
M&S policy - very comprehensive policy - £15k cover away from home and all goods covered locked in my garage
In reply to Post #14
What's your premium Robert.
What's your premium Robert.
In reply to Post #14
That's who I went with but have you checked wether your covered for night fishing when your asleep ?
That's who I went with but have you checked wether your covered for night fishing when your asleep ?
In reply to Post #16
Yes mine is with M&S £44.08 a month - i have it in writing that my kit is covered while in use and stored in my garage and that I have a single item limit of up to £15k for jewellery etc
Yes mine is with M&S £44.08 a month - i have it in writing that my kit is covered while in use and stored in my garage and that I have a single item limit of up to £15k for jewellery etc
In reply to Post #17
In reply to Post #18
Does anyone know if the garage has to be attached to the house. I have a garage somewhere else
Does anyone know if the garage has to be attached to the house. I have a garage somewhere else
In reply to Post #18
Does anyone know if the garage has to be attached to the house. I have a garage somewhere else
Does anyone know if the garage has to be attached to the house. I have a garage somewhere else
In reply to Post #20
Is it a double garage??
Is it a double garage??
In reply to Post #20
I looked at marks n Spencer and they say the garage included within the house property boundary.
When they insured me previously they confirmed via email that a remote garage (in a block of rented garages) would be covered. But the current wording seems to imply that is only under personal possession cover which is extra and only covers items temporarily away from "home". I guess it would need specific agreement / confirmation so they can ok it with the underwriters.
I looked at marks n Spencer and they say the garage included within the house property boundary.
When they insured me previously they confirmed via email that a remote garage (in a block of rented garages) would be covered. But the current wording seems to imply that is only under personal possession cover which is extra and only covers items temporarily away from "home". I guess it would need specific agreement / confirmation so they can ok it with the underwriters.
In reply to Post #1
Just put it on your house insurance. I have ten grand of cover for my fishing gear - theft, loss, accidental damage in the house and away from home. Cost me £34 extra p/year last time I renewed. I've always done it that way, people are plain nuts to pay large premiums for specialist cover and yes, the home policy does pay out - a few years back, I had a marker rod/reel stolen from my swim when I was asleep - claim was settled within a few days. I would recommend you keep receipts for all the expensive items of gear, as I was asked for one when I claimed.
Just put it on your house insurance. I have ten grand of cover for my fishing gear - theft, loss, accidental damage in the house and away from home. Cost me £34 extra p/year last time I renewed. I've always done it that way, people are plain nuts to pay large premiums for specialist cover and yes, the home policy does pay out - a few years back, I had a marker rod/reel stolen from my swim when I was asleep - claim was settled within a few days. I would recommend you keep receipts for all the expensive items of gear, as I was asked for one when I claimed.
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