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INSURANCE GUIDE (40 posts / 33,698 views)
masons masons
Posts: 2,123
#16 5 Nov 2005 19:42
0
Whats peoples views on e&l insurance? do they insure you whilst you are on the bank fishing? also at night?
masons masons
Posts: 2,123
#17 8 Nov 2005 12:10
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E&L dont insure at night i think its bad as im a new customer they should have told me this before i took the policy out
paullshly paullshly
Posts: 14
#18 1 Jan 2006 00:00
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In reply to Post #9
I had my shed broke into on the 21 november this year they took mine and sons gear. for wot we had between the to of us pru have just paid out 4000 k worth back in goods as the policy is old for new.
so now for the extra few pence more a month we are covered to 6000 k worth plus accidental damage on the bank and at home.
there not a bad company to be with.
Monty Monty
Posts: 5,264
#19 12 Mar 2006 19:55
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In reply to Post #2
Just insured £2000 worth of tackle with TackleGuard. Its covered in a vehicle, at your home and on the bank, including night fishing, as long as your not sleeping more than five metres from the tackle.
With all these low life's about I thought it would be worth it incase I wake up and my rods, reels etc being nicked. Plus handy with accidental damage. The excess is 10% or £50. It cost me £39 for the year.
bosch bosch
Posts: 384
#20 17 Feb 2007 19:42
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In reply to Post #19
SAME HERE
MrCarpFisher MrCarpFisher
Posts: 131
#21 6 Mar 2007 13:34
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In reply to Post #20
Will they insure tackle Worth 300 - 500 pound?
Munchy Munchy
Posts: 1,439
#22 25 Mar 2007 22:58
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In reply to Post #21
Excellent sticky post..

in answer to your question yes they will insure you for £500.

what would people recommend as te best tackle insurers?

would you say its tackleguard or anyone else?
hotdogz2007 hotdogz2007
Posts: 10
#23 19 Nov 2007 16:17
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In reply to Post #9
need to find someware to insure my new tackle , can some 1 point me the right way

needs to be insured day n night
in car when going fishing (not boot cant get 12ft rod in boot)
on the bank (if it gets nicked or broke)

tryed TackleGuard. but they dont insure carp gear no more ,
GAVIN GAVIN
Posts: 4,124
aka ShortStack
#24 19 Nov 2007 16:23
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In reply to Post #23
Give CIS a ring mate i have said it a few times on here but thats who mine is with and they do all the things you have mentioned and more i pay £9 a month but worth its weight in gold.
Just ring them and ask them about their sporting goods policies
hotdogz2007 hotdogz2007
Posts: 10
#25 19 Nov 2007 16:28
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In reply to Post #23
thanks mate can u pm me there number cheers
trevfish61 trevfish61
Posts: 301
#26 20 Oct 2008 17:18
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In reply to Post #1000
An old thread I know, but can anybody give me any decent insurers for all tackle, on the bank in the car and in the garage/shed? many thanks,Trev.
Carpin_Dave Carpin_Dave
Posts: 220
#28 30 Mar 2009 16:54
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In reply to Post #26
Wishing I had my Gear insured - Had mine knicked out the shed couple of months back
the-gooner the-gooner
Posts: 1,794
#29 30 Mar 2009 21:10
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In reply to Post #28
I'd like to add something that I believe is important and not covered yet.

When you insure anything with an insurer there is a value at risk.

Let's suppose that you add up a total of your fishing gear to say £5,000 and you add up your household effects and they are £20,000.

That adds up to a hefty premium so you tell the agent to put the household down as £10,000 to reduce the premium.

What you then have to be careful of is if the assesor adds up the household effects and thinks they should have been £20,000 the he will tell you that you are under-insured.

The problem comes when he applies the 50% under-insurance to your missing fishing gear and gives you £2.500 less the excess, £2,000 is what goes in your trouser pocket.

The moral of the story is check the small print very carefully.



Rob_lee Rob_lee
Posts: 890
#30 30 Mar 2009 21:13
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In reply to Post #1000
.
Rob_lee Rob_lee
Posts: 890
#32 30 Mar 2009 21:16
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In reply to Post #1000
Double post :(
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