In reply to Post #28
Totally agree, never seem to hear of claims to replace 2 x fox warriors, 2 x st 10,000 baitrunners, jrc brolly, tfg mag runner alarms etc etc do ya! Just for examples sake, top end gear claims are abused as a quick cheaper way for image obsessive wrong uns to parade there egos on the catwalk and make genuine guys pay the price
Totally agree, never seem to hear of claims to replace 2 x fox warriors, 2 x st 10,000 baitrunners, jrc brolly, tfg mag runner alarms etc etc do ya! Just for examples sake, top end gear claims are abused as a quick cheaper way for image obsessive wrong uns to parade there egos on the catwalk and make genuine guys pay the price
In reply to Post #31
To be fair I probably wouldn't even claim on the loss of a couple of reels, or a broken rod, in case I make myself un-insurable.
My concern is suffering a heavy loss where replacing a lot of gear would be unaffordable, maybe through house fire, bad car accident, robbery etc, leaving me unable to fish again.
At this present time I am fortunate to afford such premiums to buy cover for my kit to keep me fishng should I suffer a loss. It just depends on how much you value your fishing. It winds me up that people take the 'P' and make these policys hard for a company to offer.
Korda use to do a policy but had to pull the plug on it. I think it was about this time that it was said that there were more claims for Basias, than what Daiwa had produced
To be fair I probably wouldn't even claim on the loss of a couple of reels, or a broken rod, in case I make myself un-insurable.
My concern is suffering a heavy loss where replacing a lot of gear would be unaffordable, maybe through house fire, bad car accident, robbery etc, leaving me unable to fish again.
At this present time I am fortunate to afford such premiums to buy cover for my kit to keep me fishng should I suffer a loss. It just depends on how much you value your fishing. It winds me up that people take the 'P' and make these policys hard for a company to offer.
Korda use to do a policy but had to pull the plug on it. I think it was about this time that it was said that there were more claims for Basias, than what Daiwa had produced
Spod/ ip100
Yeah I didn't expect it to be that much either lol was only rods, reels, bedchair, bivvy, pod, alarms and bait boat (not expensive one either) didn't include nets, slings, mats, terminal etc
Yeah I didn't expect it to be that much either lol was only rods, reels, bedchair, bivvy, pod, alarms and bait boat (not expensive one either) didn't include nets, slings, mats, terminal etc
I note all the posts below and everyone has a different attitude to insurance and obviously there is a good debate amongst the fishing community. I would just like to clarify though at Anglers First Insurance when people talk about paying £10 per month or £21.35 per month, we only charge 10 monthly payments - not 12 - so although it is a full year's cover, it is only 10 payments and so its a bit less than you might have thought. We are as frustrated as everyone else by fraudulent claims, however we know that by far the most people who take out our policies are honest, thankfully!
I should imagine that fraudulent claims have numerous similar characteristic red flags amongst them and are dubious but hard to call out due to or lack of supporting evidence. For example a policy taken out with pure intentions to claim are cashed in on by the eager holder when patience after a few payments and the need to join the catwalk gets the better of them.