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Tackle insurance. (35 posts / 4,613 views)
Jimbo6745
Posts: 422
Post #16 18 Mar 2021 19:40
0
I am looking at taking out insurance just because you never know but unfortunately I haven't got a single receipt. I could provide photos of every bit of kit I have just not receipts. Might be worth a call
ip100 ip100
Posts: 12,494
Post #17 20 Mar 2021 08:29
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In reply to Post #16
I'm the same, no reciepts. I'll give it a miss as I can see claiming being a nightmare tbh
Slackrack Slackrack
Posts: 125
Post #18 20 Mar 2021 12:31
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The average policy price must be quite substantial surely as paying out on photos as proof of ownership a very costly affair so I presume there's a lot to digest in the small print?
belseyj
Posts: 10
Post #19 24 Mar 2021 13:31
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Just following up the posts below at Anglers First Insurance we don't need any proof of ownership on items under £300 although all the items are covered. For items over £300 we prefer to have some form of ownership e.g. receipt but also email from tackle shop confirming selling the item, web account history for ebay/facebook etc. For very expensive items we would need one of those, if they are just over £300 then please feel free to give us a call as we may be able to accept a photo at the time. Our office number is 0800 0355842. We do have a policy wording which sets out the terms and conditions, it is available on our website. Equally as someone has said below if anyone is interested we are happy to talk through anything on the phone.
phil090781
Posts: 2,335
Post #20 25 Mar 2021 15:32
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In reply to Post #15
I have a policy with Anglers First as it covers my kit in the shed.

I haven't had to make a claim (thank god!) so I can't comment on that but it was quick and easy to set up and is good value for money in my view

Not a plug, just an honest review.
Slackrack Slackrack
Posts: 125
Post #21 25 Mar 2021 16:38
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Any chance of a ball park figure of the premium price for average tackle cover as I can't be alone in being curious whilst potentially interested given a taste of the carrot.
phil090781
Posts: 2,335
Post #22 25 Mar 2021 17:25
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In reply to Post #21
It depends on the value of tackle you are insuring but mine costs £90 per year
SUNNYMEAD SUNNYMEAD
Posts: 1,247
Post #23 25 Mar 2021 17:26
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In reply to Post #21
Take a look on there website all the prices/cover are on there
Richpp1989 Richpp1989
Posts: 2,078
Post #24 25 Mar 2021 21:27
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In reply to Post #21
Just put my details into there system and mine is £21.35 a month
ip100 ip100
Posts: 12,494
Post #25 26 Mar 2021 08:06
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In reply to Post #24
That's more than my car insurance
Spod Spod
Posts: 13,415
Post #26 26 Mar 2021 09:29
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In reply to Post #24
Ouch...

You could get a half decent mid-net worth household policy that gives you all the cover you need for your tackle and everything else for not much more...

To be fair though we think nothing of spending a couple of hundred on bait every few months....
phil090781
Posts: 2,335
Post #27 26 Mar 2021 11:16
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In reply to Post #26
House insurance policies are notoriously cagey when paying out for fishing tackle claims. Lots of hidden small print designed so they can wriggle out of it. I think a dedicated policy is we worth the money for that piece of mind. Mine is a tenner a month.
crag crag
Posts: 146
Post #28 26 Mar 2021 11:46
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In reply to Post #25
If there wasn't so many claims for Basias that people never had, we wouldn't all be having to pay for them on our premiums
ip100 ip100
Posts: 12,494
Post #29 26 Mar 2021 11:48
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In reply to Post #26
You are in the insurance game aren't you spod? What's your advice on insuring kit,both out and about and at home?
phil090781
Posts: 2,335
Post #30 26 Mar 2021 12:35
0
In reply to Post #28
Probably a fair amount of truth in that
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